Introduction To Peer-To-Peer Lending: Signing Up To Use Lending Club

If you’re thinking of signing up for a Lending Club account, please check out the referral code and affiliate link at the bottom to get a $25 cash bonus if you sign up using our referral link!
Peer to peer lending has been a hot topic on personal finance blogs for the last year or so. Lots [...]

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One thing that has never made sense to me is playing the lottery.  The odds against you are astronomical, and it’s nearly impossible to win.    So why even bother?

Instead of playing the lottery I’ve started doing something with slightly better odds.  In my free time I like to enter online contests – usually ones found on smaller sites and blogs.  Instead of having odds of 300 million to 1, your odds are often closer to anywhere from 200:1, down to 50:1.
In the past year or so I’ve won the following things through blog contests:

  • Nice 18V Cordless Drill
  • $100 Amex Gift Card
  • $50 Amazon Gift Card
  • $50 Smarty Pig  Gift Card
  • 2 Books

Now granted, I did enter a lot of contests, but that’s not half bad for leaving a few comments, and subscribing to a few sites via RSS.   You can do the same thing!

Where Are All These Contests?

So how do you find these contests? I’ve found an easy way to find a ton of contests and giveaways to enter, and I’m going to share the secret.  Twitter!  All you have to do is go to twitter and search for contests using hash tags.  For example, two of my favorite keywords to search for are:

When you do those searches you’ll almost always find tens of contests and giveaways to enter.  Got a free 15 minutes? Go to twitter and you can easily enter 4-5 contests in those few minutes.  It isn’t too long before you end up winning one of them like I did (5 times)!

Enter This Contest Now!

To get you started on entering all these contests, here’s a great giveaway currently being hosted by Elle over at CoupleMoney.com.  To celebrate her blog’s 6 month anniversary she’s giving away a netbook computer!  We bought a netbook for my wife a year ago, and she loves it!   I’d love to win one of my own now!

Here’s what she’s giving away:

Asus 10.1″ Netbook – Crystal Black

  • Windows 7 Starter
  • Processor Type: Intel Atom
  • Hard Drive Capacity: 250 GB

Netbook Kit

  • Black neoprene bag with pockets for flash drives and small accessories
  • Optical mini mouse with USB interface
  • Self-powered USB hub distributes power equally among four ports

Contest Rules

All you have to do to get a chance to win is simply subscribe to Couple Money either with email updates or through RSS and follow Elle on twitter. Head on over to the site and there are additional ways to get entries to win!

There will be a drawing to pick the winner on Friday, March 26, 2010, so enter now for your chance to win!  Last I checked you had a better than 70:1 chance of winning!

Even More Contests

Elle’s contest isn’t the only one going on right now.  Here are some other contests you can check out, enter and hopefully win!

As always you can also head over to twitter, and search for contests as well.

Do you have other ways to find contests to enter?   Have you won any contests this year? Tell us about it in the comments!

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Co-Signing Risks: Why Co-signing Is A Bad Idea

March 18, 2010
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Good intentions can ruin you financially.
People who are looking for someone to co-sign a loan for them often look for the nicest, sweetest, and gentlest person they know well.  If you have been asked to co-sign for a loan, congratulations on being one of the nicest people in the world.  But, now it is time [...]

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Please Vote For Me In The Free Money Finance March Madness Sweet Sixteen

March 17, 2010
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Spring is here again, and so is Free Money Finance’s March Madness!  Last year I was lucky enough to come out on top as the winner, and this year one of my posts has somehow found itself  in the running for top personal finance post of the year again!    There have already been 2 rounds [...]

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How To Learn Investing Without A Formal Education

March 17, 2010
Investing

This article was written by John Frainee, author at TheChristianDollar.com. His goal is to provide biblical financial principles that encourage people to live healthier lives. Beyond personal finance, John enjoys spending time with his wife and two crazy cats, playing a good game of Monopoly, and reading anything he can get his hands on. You [...]

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My Blog Just Crashed. Lessons Learned From A Recent Experience

March 16, 2010
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Sometimes being the owner, operator, writer and editor of a blog isn’t easy.  Most of us are writing about personal finance because we have a passion for the subject.  Blogging is a great way to share information to help others and provide ideas or opinions around a specific topic.
But sometimes, as a weblog owner, you [...]

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3 Things To Remember About Roth IRAs

March 15, 2010
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There’s been a lot of talk about Roth IRAs this year. Some folks still aren’t sold on them – and of course no one particular investment vehicle is right for everyone.
But, for the right person, the Roth IRA is a great way to save some additional cash for retirement! Here’s three important things to remember [...]

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Closing My Account With Bank Of America: Low Interest And Bad Customer Service

March 12, 2010
High Yield Savings Account

When we took the Dave Ramsey Financial Peace University class a year or two ago we started saving up our 3-6 months of expenses as is recommended in baby step 3 of the 7 baby steps. Over time we got our emergency fund fully funded up to 6 months of expenses. [...]

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Open A SEP IRA: Rules And Contribution Limits

March 11, 2010
SEP IRA Rules

If you’re a self employed person or are looking at taking the plunge and becoming an entrepreneur, one thing you have to consider is how you will save for retirement.  Since you won’t have the option of a 401k, there are several other retirement account type options that you will want to think about using.  [...]

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Do I Need A Long Term Disability Income Insurance Policy? What Do I Need To Know?

March 10, 2010
Long Term Disability Insurance

Long term disability insurance is a type of coverage that not many people take advantage of even though stats say they will probably need it at some point. Here’s a rundown of the different types of disability coverage.

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Unautomate Your Finances: A New E-book To Help You Find Your Financial Focus

March 9, 2010
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Over the past year I’ve watched as Baker over at ManVsDebt.com has had a meteoric launch to become one of the premier voices in the blogosphere in several different niches. He is a recognized personal finance writer, landing a staff writer position at one of the premier personal finance sites, GetRichSlowly.org. He writes [...]

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In Debt And Cannot Repay? Tips To Work With Debt Collectors

March 8, 2010

If you’ve missed credit card payments, or other loan payments consistently, your account may have been sent to a collection agency.  Collection agencies contact debtors all the time and try to get payment, or to pay off on the loan.
Some of them are fair in their practices and others are not.  Many of them try [...]

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Ways To Make Extra Money Series: 20 More Income Generating Ideas From Our Readers

March 5, 2010
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Over this past week we’ve looked at a variety of ways that you can create extra income for your family. Here’s a link recap of the posts in the series thus far:

Ways To Make Extra Money Series: Guide To Diversifying Your Sources Of Income
Ways To Make Extra Money Series: 5 More Great Ideas For [...]

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Ways To Make Extra Money Series: 5 More Ideas To Create Extra Income

March 4, 2010
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First, I need to say thanks to Pete for bringing me aboard Bible Money Matters! It’s a thrill to be writing for one of the very first PF Blogs that inspired me to start my own!
The ironic part of this is that I’m writing about a post to create extra income and that is exactly [...]

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We’re Adding Another New Staff Writer. Please Welcome Jason Topp!

March 3, 2010
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As I’ve stated elsewhere on this site, one of my goals for Bible Money Matters has been to make it one of the go-to places on the internet for personal finance information from a Christian viewpoint. I want to provide great commentary on money topics, and make this site useful, entertaining and engaging.
One of [...]

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