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Archives for 2008

Obama 2009 Stimulus Plan Could Exceed $775 Billion Dollars

As the new year gets closer the President-elect and his team are making plans for the new year, and his first term in office. One of the first things on the table, a stimulus package that could reach or exceed $775 billion dollars. Regarding the new administration’s stimulus plan, Mr. Axelrod also said that the […]

Subscriber Swap Monday: No Debt Plan

Today I’m trying out something kinda new.  It’s called “Subscriber Swap Saturday” (although this is posted on a Monday – call it Holiday procrastination).  What is it?  Today I’ll be interviewing another up and coming personal finance blogger, asking them some questions about their financial philosophies, and then asking you to give them a try. […]

Devotional: Making Plans

“For I know the plans I have for you,” declares the Lord, “plans to prosper you and not to harm you, plans to give you hope and a future.” – Jeremiah 29:11 As the new year begins, many people are making plans for the next twelve months. They make resolutions to lose weight or to […]

And The Winners Of Our 2 Gift Cards Are…

Christmas is over and the gifts are unwrapped.  And now its time for some more shopping for a couple of lucky winners of $25 gift cards. One of our winners will get a $25 gift card to Marshalls. The other will receive a $25 gift card to T.J. Maxx.  I’ve already used my own gift […]

The (Original) Christmas Story

The Birth Of Jesus In those days Caesar Augustus issued a decree that a census should be taken of the entire Roman world. (This was the first census that took place while Quirinius was governor of Syria.) And everyone went to his own town to register. So Joseph also went up from the town of […]

My Frugal Shopping Trip – The Day Before Christmas Eve

Last week I announced my contest to give away two $25 gift cards, one to Marshalls and one to TJ Maxx. Today I was finally able to get out and use one of my own $25 gift cards over lunch at a TJ Maxx here in Bloomington, Minnesota.  My mission was to use the $25 […]

Devotional: The Gift Inside

But we have this treasure in jars of clay to show that this all-surpassing power is from God and not from us. – 2 Corinthians 4:7 I fondly remember Christmas when I was a child. The wonderful food. The time spent with family. But most of all, I remember the gifts. I know that makes […]

40 Frugal Christmas Shopping Tips To Keep Your Christmas Debt Free

A while back I asked for ideas from readers of the site of how to make sure your shopping trips this Christmas season are frugal. Here’s how they responded.

50 Frugal Gifts You Can Give This Christmas

Christmas time is one of the most joyous times of the year at our house, but if you’re not careful it can also be one of the most expensive times of year. If you’re trying to cut down on spending, like we are at our house, it can become a challenge to find creative gifts […]

Personal Finance Bible Verse Of The Day: Conduct Your Affairs With Justice

It is well with the man who deals generously and lends, who conducts his affairs with justice. Psalm 112:5 All of us will come upon times when it it would be easy to take advantage of others in our financial dealings. A friend who needs to borrow money to make rent, the family member who […]

Motivate Yourself By Setting Goals And Rewarding Yourself When You Meet Them

My wife and I have been seriously paying attention to our finances since earlier this year when we took Dave Ramsey’s Financial Peace University. We’ve never been in bad financial shape, but we’d never really been getting ahead either. That all started to change when we realized that in order to get ahead, we had […]

Greed. It Never Ends Well.

If you’ve been watching the news lately you’ve probably seen the rash of bad news that we’ve had surrounding large companies and CEOs keeping cooked books, running Ponzi schemes and just defrauding people in all sorts of ways. It hasn’t been one isolated incident, but multiple incidents.  The one thing they all have in common?  […]

Devotional: Bread for Today

Give us today our daily bread. – Matthew 6:11 One day the disciples asked Jesus to teach them how to pray. He then taught them what we now know as the Lord’s Prayer. Many who have grown up in church have heard the Lord’s Prayer so many times that it has lost its meaning. They […]

Success Is Made By Changing Your Habits And Behaviors Gradually

The past year I’ve been learning a lot about money, how it is made and how it is often squandered. I’ve had to change the way I think about our finances, and make corrections in the way we’ve been living so that we can be successful down the road. Making these changes hasn’t been easy. […]

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