Today I'm trying out something kinda new. It's called “Subscriber Swap Saturday” (although this is posted on a Monday – call it Holiday procrastination). What is it? Today I'll be interviewing another up and coming personal finance blogger, asking them some questions about their financial philosophies, and then asking you to give them a try.
Just try out their blog for one week. Put their RSS feed in your reader for 7 days and take their blog for a test drive. In that short time I'm confident that you’ll find something you think is worth coming back for. If not? Drop them!
So here we go, today I'm interviewing Kevin from No Debt Plan!
No Debt Plan Interview
Question (Bible Money Matters): What was it that got you interested in personal finance enough to start writing about it on your blog?
Answer (No Debt Plan): I found myself giving the same type of advice to my friends, co-workers, and family. There seemed to be a lot of lost folks out there in my circle of acquaintances alone. I figured there must be a bunch of financially lost people in the world that might be interested in reading about it on a blog.
Q: Tell us a little about your philosophy when it comes to personal finance?
A: Well as my blog name insinuates, I'm against dumb debt. I'm not as extreme as Dave Ramsey, but we're on the same page. I approve of using credit cards in an intelligent way (we earned $472 in cash rewards last year), but other than that I disagree with their use. Living on less than you earn is a big pillar of what I believe.
Q: What personal finance guru/author/blogger/resource has made the biggest impact on your perspective on finances?
A: To be honest I haven't read many personal finance books which honestly may sound bad! I started reading Money magazine in college, took a class and ran the numbers on retirement savings, and ran with it from there. Get Rich Slowly got me interested in blogging about personal finance. I keep a pretty large RSS list, so I pick up tips from a bunch of different bloggers.
Q: What one personal finance tip would you give to your readers if you could only give one?
A: Spend less than you earn. Everything else in the personal finance world flows from this. If you can master this one simple concept, you can master them all. If you cannot learn self-control in your spending then you're in real trouble.
Go forth and subscribe!
So there you have it, a quick look at No Debt Plan. Thanks to Kevin for giving me the interview, and for featuring me on his site!