I have mentioned more than once recently how my family just built our dream house and moved into it last month. It has been a fun but stressful process, one that I’m glad we won’t have to repeat again for a long time (God willing!).
While moving into our new house only took the better part of a few days, after getting settled in it’s been a long slow process of figuring out what things we need, or want, for the new house.
Some of the things we’ve been buying for the house are definitely wants – things we probably could have done without. Others have been things we really do need now that we live in a normal, non association maintained, neighborhood. Still others we’re putting on hold or are re-thinking altogether.
While sitting down and entering receipts in the past day or so it really hit me just how much money we’ve been spending. It’s starting to get pretty expensive.
Buying Things We Needed
When we were first moved in we set about buying things that we really needed to have at the new house. Among the things we needed were lawn maintenance tools and accessories, blinds and drapes, and other household goods.
- Lawn Mower: We bought a decent lawnmower since we now have a big yard that’s going to require mowing at least once a week. $300.
- Trimmer: We bought a trimmer to get where the mower couldn’t, and to trim the edges. $100
- Blower: After using that trimmer we needed something to clean up all the grass clippings, leaves, etc. So we bought a blower. $130.
- Gas cans: We needed gas cans. One for the mower, and a separate one for the blower since the gas needs to be mixed with 2 cycle oil. $25.
- Landscaping: This weekend we’re buying landscaping to have installed at our house before the weather gets too cold. $500.
All this stuff is only the beginning. There are a ton of other smaller things that I’m not mentioning. Just on the things mentioned above we’ve already spent over $1000.
Buying Things We Wanted
We’re not just buying things that were needed, however. We’ve given in a bit to the temptation to get everything situated and in it’s place right after we moved. There are things we could have taken our time with buying, but we haven’t. Among them:
- Fence: We installed a new fence around our big backyard area. It probably could have waited, but we decided to do it now and get it done with. The construction cost us $1500, along with another $1000 or so for the materials. $2500.
- Drywall: We decided to pay to have part of our basement drywalled. $300.
- Furniture: We’ve been buying all sorts of new furniture for the new house. Not only is our new house bigger, but some of our old furniture just looked tired at the new place. I don’t know how much we’ve spent on furniture, but it’s safe to say around $1500 when you figure in chairs, home furnishings, bedding, tables, desks, etc. $1500.
- Shelving: We bought a bunch of shelving for the garage and basement, although we could have waited. $500.
- New Computer: Our old computer has been acting up recently, and I think the motherboard and some of the other components are near the end of their life. On top of it all, this week one of the monitors died. We ended up buying a refurbished computer to replace it, and should have it early next week. We saved a ton buying refurbished, but we still spent $1200.
The things mentioned above come out to $6000 or so, and those are just the things I can remember right now. If you also factor in other new costs like our new internet access and tv service (which had an installation charge), it gets even more expensive.
Getting Back To Our Normal Budget Soon… I Hope
While some of these expenses listed here were at least expected, some were larger than expected or not expected to happen right away. We’ve spent around $7000 of our cushion this past month, and the finance geek in me is starting to have a hard time with it. Thankfully we still have at least 8 months of expenses saved up, so we’re still in a good spot.
On the other hand, I know we’re almost done with these new and non-standard expenses, and once we’re more settled in the next few weeks our budget will get back to normal. In the meantime I think we’ll be getting back to that monthly budget meeting, to start reigning in both of our spending.
Have you ever been in a situation where your spending was higher than expected, or where expenses started to get out of control?