Having an emergency fund saved is important so that when problems do occur, they aren’t as bad as they could be. Here’s how our emergency fund helped us when our AC went out.
When buying a new home it is important to monitor your credit situation as credit scores from FICO or other agencies can have a big impact on what mortgage rate you receive.
The government just announced a settlement with 5 major banks that will mean some homeowners will now be eligible to receive reductions in principal, a refinance or compensation.
Trying to find a new house when your current house is underwater presents a big challenge. Here are some options of what you can do when you end up in that situation.
When you have mortgage debt forgiven due to a short sale or foreclosure, will you be liable to pay for the forgiven amount when it comes to tax time?
A lot of people are finding themselves underwater in their homes and are considering a short sale to unload their home. But should they?
The Obama administration has announced changes to HARP program eligibility rules to allow more borrowers to become eligible to refinance.
For anyone who owns a home, it’s practically impossible to avoid junk mail related to refinancing the property. Are any of those offers legitimate?
The government has just launched “The Emergency Homeowner Loan Program” which gives help to those struggling to make mortgage payments.
Quicken Loans have been around for 25+ years, and have a solid record of good customer service. Are they a Mortgage company worthy of your time?
Negotiating rent prices can be an intimidating process. Most of us are used to the idea that we can negotiate the price of a home, car, or even our wages. However, when it comes to selecting a rental property, most of use look at that price as being set in stone. Last time, we took […]
Has home ownership gone from being a privilege for those who work hard and save up, to becoming a right for everyone?
CapWest Mortgage is a subsidiary of Farmers Bank & Trust, founded in 1907 as a small local bank in a central Kansas town. Are they a solid Mortgage company?
More than 11 million families are in “negative equity”, they owe more on their home than it is worth. Is it OK for them to walk away from their mortgage?