One of the most popular rules of retirement is that you’ll need about 75 – 80% of your income prior to retirement, an average of 80%, to maintain your lifestyle in retirement. Perhaps this is true for some people. For most new retirees, however, following this rule is not going to give them enough money […]
Archives for 2011
I woke up this morning excited to be heading out to the Financial Blogger Conference in Schaumburg, Illinois to meet up with a ton of the bloggers I’ve been talking with for the past 4+ years. When PT of PTMoney.com came up with this idea a while back I thought it sounded great cause […]
Are you dating? Are you engaged? Are you married? Whatever the case may be, chances are you’re always on the lookout for some cheap date ideas. As I’m newly engaged, it’s more important than ever for me to pick some frugal date ideas because of other expenses that come with wedding planning. We all worry […]
As this year’s Financial Blogger Conference quickly rolls around we’ve seen a variety of posts talking about how to save on blog conference costs, including the one on this site. One of the points I briefly touched on in that post was that as a blogger you can deduct certain expenses for these conferences on […]
The most uncomfortable situation for me is that which might be easy for anyone else with a different occupation: being asked what I do for a living. Family get-togethers, social gatherings, or church services are often those places where I get asked that question. “What do you do John?” Answering The Question I used to […]
My Lending Club returns have continued to increase to the point where they’re now teetering on the edge of 11%. Here’s how I’ve done it.
Here are some tips for bloggers on how to use Twitter, setting up your Twitter presence, as well as links to some helpful Twitter tools.
Like a lot of people these days at one point in my life I struggled with credit card debt, and with spending more than my income could justify. Over about 4-5 few years my wife and I were able to get rid of our debt, but it ended up taking far longer than it should […]
One of the most exciting financial milestones in many lives is the first job. Whether it’s your very first job working part-time while a high school student, or your first job after graduating from college, you need to make the most of it. Starting out right is vital if you want financial freedom later. So, […]
What are the real reasons that many of us have for wanting to be rich? What goals for wealth do you have? Why do you want to be rich?
I‘ve been reading a lot of discussion lately surrounding the topic of having kids, and whether a couple should wait to have children until they get out of debt. I thought it was an interesting debate as just about everyone has a different take on the topic. A recent poll on BabyCenter.com asked, “ Should […]
Sometimes the most powerful precepts in personal finance are the ones that are the simplest. We all would love to think that the reason why we haven’t gotten further ahead in our financial lives is because saving and earning money are such complicated topics that have a myriad of secrets that are beyond our grasp. […]
Moving to a new home can be an expensive and stressful proposition. Here are some ways to save.
Earlier this year I happened upon a new online brokerage called Betterment.com that was advertised as an easier way to invest for people who are either too busy to handle their own investments, too intimidated by other brokerages being too complicated, or who just wanted an easy hands off way to invest their money with […]