The Obama administration has announced changes to HARP program eligibility rules to allow more borrowers to become eligible to refinance.
Archives for 2011
In the past when looking at the 401(k) account type and the rules associated with it, one thing I’ve talked about is how I’ve avoided contributing to my 401k because my company has never really done matching contributions. (If your company does match contributions, by the way, I’d highly recommend taking part as it can […]
What are the 2012 Roth IRA rule changes for contribution limits, phaseouts, and Roth IRA conversions? Here are a look at the highlights.
If you want to build a strong financial plan – a robust financial framework – you’re going to have to follow a few steps.
The past couple of years I’ve heard from quite a few folks who are living on social security and were upset to find out that they wouldn’t be getting cost of living adjustments to their Social Security checks. For the 2010 and 2011 tax years there was no increase in the amount that people on […]
The 2012 tax rate tables are projected to remain essentially unchanged.A few rate income ranges and standard deductions will change slightly.
Recent legislation cut interchange fees charged by banks to retailers. To recoup losses, many banks are now charging fees to account holders.
There are a few things you can do to save money, starting right this very moment! Each one of these ideas might not save you much, but together, you’ll save a whole roll of cash! Some of these ideas will save you money immediately, and others will save you money over time. Nevertheless, they are […]
Many credit card companies urge their consumers to consider buying credit card payment protection. This type of insurance can put your payments and interest accrual on hold should you become unemployed (for up to 24 months in some cases). In the event of your death, payment protection can pay off the remainder of your credit […]
A while back I wrote about how I was considering buying an Amazon Kindle because of my love of reading, and the good things I had heard about it. I ended up buying the device, and doing a Kindle review for this site. The verdict that I came to? The Kindle, while it isn’t a […]
A recent CNN story reported that 42% of people learned their financial smarts from their parents. That means over half of those surveyed felt they received the majority of their financial education from outside of their home. If people aren’t learning from their parents, it begs the question: Where are people learning about money? It’s […]
We’ve all probably heard the stories trotted out there by life insurance salesmen, the ones where the otherwise healthy 30 year old father of 3 gets hit by a bus on his way to work, only to leave his family in the lurch because they had no life insurance. Or the older man who has […]
Do We Really Need That? A while back my wife and I were talking about how we needed to get a new TV in our bedroom. It was 2009, and with the digital switchover happening that year, we had two options to consider. First we could buy a digital to analog converter box for about […]
For the past ten years in a row, Gallup polls have shown that Americans spend over $600 each on Christmas presents every year. Studies have shown that it takes months for most families to recover from the holidays after financing most of their spending with credit cards. Unfortunately, our overspending has been filtered down to […]