Should You Pay Off Debt Or Save For Retirement?

January 18, 2011
Pay Off Debt Or Save For Retirement?

If you are in debt and behind in your retirement savings, where do you stick your cash? Do you hold off on contributing to retirement accounts until you are completely debt free?

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3 Financial Self Defense Weapons

January 12, 2011
3 Financial Self Defense Weapons

In many ways, having a strong financial foundation can be a form of self defense. There are many things that can attack our financial lives: crushing debt, losing a job, and unexpected emergencies just to name a few. There are three weapons that I have found effective to fight off the financial burdens that plague [...]

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Study Finds Being Over-Indebted Increases Your Risk of Becoming Obese

January 5, 2011
Over In-Debted Leads To Obesity

Since the start of the worldwide economic crisis, the number of people in high-income countries who are considered over-indebted – in spite of a severe cutback in living standards – has risen exponentially. Not surprisingly, profound indebtedness has been linked to an increase in stress levels, often resulting in poor sleep. However, it seems that [...]

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The Power Of Debt

November 2, 2010
The Power Of Debt

This is a guest post from Debt Kid. He lost of $250,000 trading stocks, options, and currencies as a young 20-something. He’s been blogging since 2007 about his journey to get out of debt. When I originally set out to write this piece on debt, it was titled, “The Soul Crushing Power of Debt”. But [...]

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How To Pick A Credit Counselor

July 21, 2010
Choosing A Credit Counselor

It seems the big talk around town these days is how to save more and get out of debt. Personally, I love that people are paying closer attention to their finances. People who do so and work to manage money better are in a better position to give to greater purposes. And that’s an important [...]

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How To Save Money On Health Care (When Having A Baby Or Having Other Medical Procedures)

July 9, 2010
How To Save On Health Care

One of the most expensive line items in a lot of people’s budgets is the health care category.  Whether you’ve got a lot of health issues and just end up paying a lot of money, or if you have high ticket health care insurance, the costs can be quite high.  Because the costs are already [...]

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The Seven Deadly Sins Of Spending

June 15, 2010
Deadly Sin Of Greed

Spending money is a necessary part of life that requires diligent planning and serious discipline. You may have also realized it’s really fun. Many of us, often without realizing it, allow our spending habits grow out of control and wreak havoc on our bank accounts. The following are the Seven Deadly Sins of Spending we [...]

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Can You Go To Jail If You Don’t Pay A Debt?

June 14, 2010
Debt Can Land You In Jail

Being in debt is never fun. You carry a weight on your shoulders, and are bound by the obligations that you must fulfill. It stinks, but at least there are some protections for people who aren’t able to pay, and rules that govern how debts can be collected. In the past, debtors were not given [...]

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Should I Pay Off My Home Mortgage Early Or Invest?

June 3, 2010
Should I Pay Off My Home Early Or Invest?

In the past couple of years my wife and I have been able to dig our way out of debt – and a couple of years ago we paid off our last debt, a student loan for my college education. It was an amazing feeling being able to do that – it was a weight [...]

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Need To Consolidate Debt? Lending Club May Have The Solution

May 19, 2010
Lending Club Debt Consolidation

I‘ve been writing about Lending Club for quite some time now, but usually from the viewpoint of an investor. I’ve invested in 100+ loans over the last two years, and thus far I’ve been extremely happy with the experience. I’ve been pretty careful about the loans that I invest in, and I think because I’ve [...]

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Do You Really Have To Sacrifice To Get Out Of Debt?

April 15, 2010
Hard Work And Sacrifice

In my experience, people who get out of debt do so primarily through hard work, sacrifice, and persistence. In fact, I think the road to the debt free life is built by the hands of sacrifice. Why Must You Sacrifice To Get Out of Debt? Since sacrifice involves giving up something, I’m going to say [...]

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How To Deal With Your Creditors. David Style!

April 5, 2010
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I remember like it was yesterday, my wife and I were deep in debt and creditors were calling us every day! Of course just like many “good people” that owed money and either didn’t have the means to pay or just plain didn’t want to pay…..I applied the strategy of not answering the phone! Disclosure- [...]

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How To Find The Best Value Cars

April 1, 2010
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I recently received the new Consumer Reports Top 2010 cars edition.  This annual review provides a number of interesting car analyses covering ratings, reliability, value and performance (as mentioned in the title). While the top picks and best and worst cars sections are certainly interesting, I was much more attracted to the best values of [...]

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Stop Faking It

March 25, 2010
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photo credit: Damian Morys Foto This is a guest post written by Derek Clark of Christian Common Cents. Christian Common Cents is focused on biblical solutions to financial problems, specifically getting out of debt. If you are interested please consider subscribing to the Christian Common Cents RSS feed. Proverbs 13:7 – One man pretends to [...]

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