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Savings Accounts

Bank (updated 6/29/2018)Open AccountInterest Rate (APY)Min. DepositDetailsReview
EverBank Yield Pledge Money Market Account1.11 % APY$1,500There is a 1.60% Bonus Rate for the first six months. $1,500 initial-deposit requirement. No-fees for online banking with over $5000 balance. $8.95 monthly fee otherwise. You can make up to six withdrawals per month.EverBank Bank Review
Ally Bank High Yield Savings1.75 % APY$0Open with $0, no minimum balance. No monthly fees. Daily compounded interest for maximum earnings. Six withdrawals or transfers per statement cycle. FDIC insured. Named Best Online Savings Account by Money Magazine 2011-2012Ally Bank Review & Ally Mobile App Review
CIT Bank Savings Account1.55 % APY$100$100 minimum balance to open or maintain account. No monthly fees, no transfer fees. Higher 1.05% interest rate with $25,000+ balance.CIT Bank Review
Discover Bank Online Savings Account1.65 % APY$0$0 opening deposit plus no minimum balance. Set up automatic transfers from any checking or savings account. You can make up to six withdrawals per month.Discover Bank Review
1.75% APY$1No fees. No minimums. 24/7 account access by phone or web. They are FDIC insured.American Express Bank Review
FNBO Direct Online Savings1.75 % APY$1No minimum balance. No monthly fees. FDIC Insured. Named Best Place to Park Your Emergency Cash by Money Magazine.FNBO Direct Online Savings Review
Capital One 360 Savings1.60 % APY$1No fees. No minimums. unlimited sub-accounts. Accounts linked to your existing checking. 24 hour online account access through CapitalOne360.comCapital One 360 Savings Review
Bank Of Internet1.30 % APY$100Open with $100, no fees or balance requirements, free online statements, ATM card available, FDIC insured.
Zions Bank Savings0.10 % APY$100Minimum balance of $1,000 to get the highest rate. They are FDIC insured and have over 125 brick and mortar branches.Zions Bank Review
0.01 % APY$1No minimum balance requirement. No monthly fees. Low initial depost of $1.HSBC Direct Bank Review
E*Trade’s Complete Savings Account1.50 % APY$1A $1 minimum deposit is required to open a new account. 6 withdrawal limit applies. No minimums. $15 per bank check request.

 

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