| Bank (updated 6/29/2018) | Open Account | Interest Rate (APY) | Min. Deposit | Details | Review |
|---|---|---|---|---|---|
| EverBank Yield Pledge Money Market Account |  | 1.11 % APY | $1,500 | There is a 1.60% Bonus Rate for the first six months. $1,500 initial-deposit requirement. No-fees for online banking with over $5000 balance. $8.95 monthly fee otherwise. You can make up to six withdrawals per month. | EverBank Bank Review |
| Ally Bank High Yield Savings | | 1.75 % APY | $0 | Open with $0, no minimum balance. No monthly fees. Daily compounded interest for maximum earnings. Six withdrawals or transfers per statement cycle. FDIC insured. Named Best Online Savings Account by Money Magazine 2011-2012 | Ally Bank Review & Ally Mobile App Review |
| CIT Bank Savings Builder Account | | 1.00 % APY | $100 | $100 minimum balance to open or maintain account. No monthly fees, no transfer fees. Higher interest rate with $25,000+ balance. | CIT Bank Review |
| Discover Bank Online Savings Account | | 1.65 % APY | $0 | $0 opening deposit plus no minimum balance. Set up automatic transfers from any checking or savings account. You can make up to six withdrawals per month. | Discover Bank Review |
 | | 1.75% APY | $1 | No fees. No minimums. 24/7 account access by phone or web. They are FDIC insured. | American Express Bank Review |
| FNBO Direct Online Savings | | 1.75 % APY | $1 | No minimum balance. No monthly fees. FDIC Insured. Named Best Place to Park Your Emergency Cash by Money Magazine. | FNBO Direct Online Savings Review |
| Capital One 360 Savings | | 1.60 % APY | $1 | No fees. No minimums. unlimited sub-accounts. Accounts linked to your existing checking. 24 hour online account access through CapitalOne360.com | Capital One 360 Savings Review |
| Bank Of Internet | | 1.30 % APY | $100 | Open with $100, no fees or balance requirements, free online statements, ATM card available, FDIC insured. | |
| Zions Bank Savings | | 0.10 % APY | $100 | Minimum balance of $1,000 to get the highest rate. They are FDIC insured and have over 125 brick and mortar branches. | Zions Bank Review |
| 0.01 % APY | $1 | No minimum balance requirement. No monthly fees. Low initial depost of $1. | HSBC Direct Bank Review | |
| E*Trade’s Complete Savings Account | | 1.50 % APY | $1 | A $1 minimum deposit is required to open a new account. 6 withdrawal limit applies. No minimums. $15 per bank check request. |
