My Lending Club account has continued to improve over the last few months as my returns have now surpassed the 12% threshold I was aiming for, reaching 12.06% net annualized return this month. I’ve been able to improve my returns over the past year or two by moving away from investing solely in A and […]
Archives for 2012
Why Are Auctioneers Ten Times More Likely To Be A Millionaire Than The Average Joe?
In his book The Millionaire Next Door Thomas J. Stanley found that auctioneers are 10 times more likely than average folks to become millionaires. Why is that?
Why An Emergency Fund Is Important: A Frozen AC Unit, Puddles And A Big Repair Bill
Having an emergency fund saved is important so that when problems do occur, they aren’t as bad as they could be. Here’s how our emergency fund helped us when our AC went out.
Estimated Tax Payments: How They Work, When They’re Due And Why You Should Pay Them
If you’re self employed or if you have significant side income you most likely should be paying estimated taxes on the income throughout the year. Here’s how.
Buy Quality To Save Money In The Long Run
Sometimes paying a little bit more for an item, and buying high quality, will often save you money in the long run. Here’s how buying high quality saved me hundreds on a bike.
Summertime Savings Tips: BBQ On A Budget
Summer is here, and so is BBQ season. Here are some tips to save some money when you’re grilling out this year.
SaveUp.com Review: A Rewards Program That Encourages People To Save And Pay Off Debt
SaveUp is a rewards program that encourages people to save, pay off debt and make positive changes to their financial lives.
Are You Behaving Like A Future Millionaire, Or Aiming To End Up Broke?
Are you behaving like a future millionaire, and would your habits and behaviors line up nicely with high net worth individuals? Or are you on the road to ending up broke?
6 Bad Personal Finance Habits To Avoid Teaching Your Kids
Teaching children about money isn’t easy, and won’t happen overnight. Here are some bad financial behaviors and habits to avoid teaching your kids.
Developing Missionaries Into Deeper Ministry Partners
As the typical Sunday morning service comes, you take a seat in the usual place awaiting the singing and a sermon. As you anticipate the events ahead, your eyes catch the bulletin or PowerPoint announcements. On one corner of the page or on a passing slide, an update from one of the church’s missionaries comes […]
Why You Should Know The Operating Expenses Of Your Employer-Based 401(k) Plan
If you’re like most people, an employer-based 401(k) plan is probably at the top of your list when it comes to saving for retirement. Hopefully, your employer offers to “match” a portion of your contributions and you’re able to contribute the maximum allowed amount every year. Perhaps you’ve even taken the time to pick investments […]
10 Tips For New Bloggers. What Are Some Things I Should Consider When Starting A Blog?
So you’re thinking about becoming a blogger. What are some things you should consider before you jump in with both feet into the blogging world?
Make Your Retirement Dollars Stretch Further With Part-Time Employment
A close family friend is retiring soon at the relatively young age of 62. She can think of nothing more than days that are entirely her own. She can’t imagine working anymore even though she has many productive years ahead of her. She is the face of a retirement that may soon disappear. My husband […]
American Idols: How Do You Know If Your Heart Is Giving In To Idolatry?
The sermon at our church this week was a good one. It had a lot of things to say about how as a culture we’ve become so saturated with the idea that we can find fulfillment in things, people or passions. Those things in our lives, while they aren’t necessarily bad things, have a way […]
