A Bad Plan Is Better Than No Plan At All

January 2, 2009

photo credit: Plans w/a K For the better part of a year I’ve been blogging about frugality and finances. As a side-benefit of blogging about money, we’ve ended up paying pretty close attention to our family budget. Because of our planning and attention to detail we’re doing pretty well now. But it hasn’t always been [...]

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Motivate Yourself By Setting Goals And Rewarding Yourself When You Meet Them

December 16, 2008

My wife and I have been seriously paying attention to our finances since earlier this year when we took Dave Ramsey’s Financial Peace University. We’ve never been in bad financial shape, but we’d never really been getting ahead either. That all started to change when we realized that in order to get ahead, we had [...]

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Headed for Debt Disaster? Here’s How to Tell

December 4, 2008

This is a Guest Post written by Tisha Tolar. Tisha is a freelance writer providing content for CreditCardAssist.com, where she regularly writes about credit cards, rewards programs and general consumer finance issues. Busy, busy, busy. That is how so many people describe their lives today. There is not always time to truly focus on the [...]

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Christmas Budgeting Tips: Avoid Overspending At This Expensive Time Of Year

November 25, 2008

The holidays are almost here, and if you haven’t already, it’s time to start thinking about buying Christmas gifts for family friends and neighbors! Will you be heading out to wait in line at one of the Black Friday sales? photo credit: Paul Keleher Christmas is one of those times of year that we normally [...]

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Unintended Consequences Of Doing A Budget

November 20, 2008

Doing a budget has decreased our spending photo credit: Jeff Keen Within the past few months my wife and I have started doing a zero based budget where every dollar is allocated before it comes in.  When the paychecks are deposited each and every dollar is assigned a job, whether it be paying bills, groceries, [...]

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A Way To Control Spending: The Envelope System

November 3, 2008

We need a way to cut our spending This past summer my wife and I took a class called “Financial Peace University“.  The class is built around the teachings and personal finance framework put together by Dave Ramsey. Ramsey has made it his career goal to help people take responsibility for their financial life, get [...]

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Make A Better Budget!

July 23, 2008

The following is a guest post from Bob over at ChristianPF.com. Please check out his site and add his feed to your reader.  His blog is one of the ones that I was reading before I started this blog, so he was an inspiration for me when I was just starting. Make a better budget! [...]

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5-Minute Guide To Budgeting

March 17, 2008

Over at MSNMoney.com they have a helpful article entitled, “Your 5-minute guide to budgeting“. It gives some useful tips to get you started on the road to setting up your own budget. The article starts out with a gem of a quote: Budgeting isn’t a punishment for not being born wealthy. That quote really struck [...]

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