There is a danger of becoming too complacent with your auto insurance and losing out on hundreds in savings.Here’s why you should shop rates.
4 Ways In Which We Are Typically Overinsured
The average American is extremely focused on financial safety and protection through insurance. The thing is, many of us are overinsured!
Buying A Home? Consider The Costs Of Home Ownership First!
Owning a home can be a blessing or a curse. Truly, homeownership can lead to great wealth or great financial ruin. If you’re thinking about buying a house, consider these potential expenses before diving in. While you might already be paying for some of these things while renting, it is still important to have an […]
What You Need to Know About Disability Insurance
Any time I blog about insurance, I get the sense that it makes most readers want to turn away! It’s not a fun topic to consider because usually when you’re collecting it, something bad has happened, and most people don’t like to consider the negatives of life. In order to be the most prepared financially, […]
What Types Of Insurance Do I Need To Protect Myself And My Family?
What type of insurance coverage do you need to protect your family besides the required types of homeowner’s and auto protection? Life, disability, health.
Do I Need A Long Term Disability Income Insurance Policy? What Do I Need To Know?
Long term disability insurance is a type of coverage that not many people take advantage of even though stats say they will probably need it at some point. Here’s a rundown of the different types of disability coverage.
Shopping For Term Life Insurance And Why It’s A Smart Choice For Most Situations
Since taking Dave Ramsey’s Financial Peace University I’ve been convicted of the fact that I need to have a life insurance policy. During the class they share the story of one young father who after taking FPU bought a term life insurance policy. A few weeks later he was found to have terminal brain cancer. […]
Term, Whole And Variable Life Insurance. Which Type Of Life Insurance Should I Buy?
This is an article by Joe from JoeTaxpayer.com. Stop by his site and subscribe to his feed for more great articles! Insurance. Even saying this word makes some people cringe. For the most part, you are familiar, and perhaps used to, the insurance you have on your car, house, and hopefully to pay your medical […]
When Should I Buy A Life Insurance Policy? Should I Wait Until I Have Children Or Dependents?
You may have read that you don’t need to buy life insurance early in life. That’s not necessarily true. In fact, getting a policy before mid-life may prove wise. Relatively few people opt for life insurance coverage between the ages of 18 and 45, yet there are compelling reasons to get life insurance within this […]
What Types Of Insurance Should I Have?
This week is “In The Event Of An Emergency” week. We’re looking at things you can do to plan ahead for life’s emergencies, both big and small. The first post in the series looked at why you should have a safe deposit box or fire safe, and what you should be putting in it. The […]
Dave Ramsey’s Financial Peace University: Week 7 – Clause And Effect: Buying Insurance
Last Week – Buyer Beware Last week was our 6th week in Dave Ramsey’s “Financial Peace University“. Week 6 talked about being an informed consumer, and not falling prey to the tactics retailers use to get you to buy. Some important points: Learn the marketing method companies use to market products and services to you. […]
Why Is It Important To Have Health Coverage, Even If You’re Healthy?
A question that I’ve struggled with over the past few years is whether the money my wife and I pay every month for health insurance premiums are really worth it. We’re paying thousands of dollars every year for coverage, and we could never really see much benefit. We’re young and healthy and we don’t have […]
Insurance: Save Money By Comparing Rates
This past January I learned a costly lesson when it comes to insurance rates. There are dangers to not continually checking your rates to make sure you’re getting the best possible deal. I found that out the hard way. Using My Parents Insurance Agent I had been with the same insurance company for the past […]
How To Tell Whether Now Is The Time To Refinance
We’ve been looking at refinancing our mortgage lately. While in that process I came across an article on MSNBC.com talking about who should consider looking at refinancing right now. They looked at a variety of factors, but said that you should consider refinancing if: You have a fixed or adjustable mortgage with an interest rate […]