Sometimes when you’re in the middle of paying off debt you start to burnout and need a break. Here’s why taking a break on debt repayment can be a good idea.
2 Years Without Credit Cards: Do I Regret It?
We’ve been without credit cards for two years now. The question is do we regret cutting up those cards in favor of cash only spending?
Dave Ramsey Comments On My Post About His New House, His Debt Philosophy And Giving
Dave Ramsey recently built a new house and paid cash for it. I wrote about it, and a discussion quickly started, which Ramsey himself added to. Here’s a further discussion of what he had to say.
Financial Peace University: Is It Worth The Price Of Admission?
Is Dave Ramsey’s Financial Peace University program worth the price you’ll pay to take it? Have you paid for the program, and if so, what did you think?
Dave Ramsey’s 7 Baby Steps Review: Is This A Debt Management Plan You Should Try?
The 7 Baby Steps is a debt management process popularized by Dave Ramsey and taught in his Financial Peace University class. Should you try it?
When Is Enough… Enough?
First off I want to thank Peter for having me on his blog as a guest writer. I wanted to try and tackle a tough question for everyone and I am glad he gave me the opportunity. After reading Peter’s article on Dave Ramsey’s New House I started to dive into the comments, post a […]
Dave Ramsey’s New House: Did He Follow His Own Advice And Pay Cash?
Dave Ramsey recently built a new house, and the home and land are valued at over $4,900,000! Did he follow his own teaching and pay cash?
Why Dave Ramsey’s 7 Baby Steps Really Work
If you’ve been around the past few years, you’ve probably heard the name Dave Ramsey. The ups and downs of the economy have helped popularize his teachings about saving, eliminating debt, and sound investing. Perhaps you’ve been curious about Dave’s Baby Steps, and whether or not you should give them a go. For those of […]
Are You Participating In All The Doom And Gloom? Don’t! Have Hope.
Ever since last September our (or arguably before then) our economy has been in a downturn. Big companies, small lenders and consumers all engaged in irresponsible behaviors that resulted in the failure of businesses, and necessitated the bailouts of many others. People are being laid off left and right, and things are extremely tight! So […]
Accountability: Sometimes You Need Someone To Slap You On The Back Of Your Head
When we were taking Dave Ramsey’s personal finance course, “Financial Peace University” last year, one of the things he stresses in his course is the need to have someone in your life who can keep you accountable for your financial goals. For single people it might be a close friend, a mentor or a parent. […]
Where Dave Ramsey and I Part Ways
We’ve all been following Pete’s series on Dave Ramsey’s baby steps program with the utmost interest. As someone that has never struggled with debt, the need for the program has never presented itself to me. However I discovered his radio show in college, and really like the call-ins from listeners with financial problems. The show […]
Dave Ramsey’s 7 Baby Steps Review: Get Out Of Debt, Build Wealth And Give.
This is a complete review of Dave Ramsey’s Baby Steps plan for getting out of debt, building wealth and giving.
5 Keys To Overcoming The Urge To Splurge
Christmas Is For Debt? Christmas will soon be upon us with all of the good cheer, family get-togethers and presents! All of the big department stores are already in full-on Christmas mode, with aisles upon aisles of decorations in the front of the store and Christmas music pumping over the PA systems. It’s hard not […]
Unintended Consequences Of Doing A Budget
Doing a budget has decreased our spending Within the past few months my wife and I have started doing a zero based budget where every dollar is allocated before it comes in. When the paychecks are deposited each and every dollar is assigned a job, whether it be paying bills, groceries, personal spending money or […]
