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Credible Review: Compare Rates On Student Loans, Mortgages And Refinances

Credible has rapidly become one of the go-to online sources for student loans, personal loans, credit cards, and mortgages. Here’s a review.

Should You Buy A House When You’re In Debt? Things To Consider First

Buying a home is part of the American Dream. These days many people are delaying that dream, due to being in debt. But should they?

Should You Upsize Your Home When Your Kids Are Teens?

As your children grow into the teen years, your house can begin to feel cramped. Many people choose to upsize their house at this time, but is it necessary?

5 Refinance Mistakes That Can Be Easily Avoided

A mortgage refinance can be intimidating, but it doesn’t have to be if you understand and avoid common pitfalls that homeowners should all be aware of.

18 Ways To Save When Building The Home Of Your Dreams

While building our house we’ve learned a lot about how to save money while going through the building process. Here are a few ways that you can save money when building the home of your dreams.

Your Home Is An Investment, But Not If You Raid It Constantly

The home buying process was eye opening for several reasons, but what I found most surprising was how many homebuyers owed more on their mortgage than the original mortgage was worth.

How To Save Money Each Month: Refinance Your Mortgage Through HARP

One of the best ways to improve your finances is to cut your recurring monthly expenses. Refinancing is one of the biggest money savers you’ll find.

A Stressful Week: Moving, Finalizing Mortgage Approval And Two Closings In One Day

Completing the process of moving and closing the sale and purchase of two homes can be quite stressful. Here’s how the process went for us.

How To Appeal A Low Appraisal When Selling Your Home

What can you do when a home appraisal comes in low? What are your options?

How To Write A Gift Letter And What You Should Include

how to write a gift letter

If you’ve received a cash gift to help with a down payment on a house, you may be required by your lender to send in a gift letter. What is it, and what is included?

Going Through The Mortgage Approval Process: Providing Documentation, Waiting And Stress

Going through the mortgage approval process can be a stressful process, especially when you’re also trying to sell your current home. Here’s the process as we’re experiencing it.

What Is Title Insurance And Do I Need It?

When purchasing a home you may be required to buy title insurance, but there are more than one kind. What are the kinds of title insurance, and is it a good idea?

When Should You Lock In A Mortgage Interest Rate? Pros And Cons Of Locking In Your Rate

There are quite a few things to consider when locking an interest rate on a mortgage. Today I thought we’d take a look at when you should lock and what some of the pros and cons of locking your rate are.

What Paperwork Do You Need To Get A Home Mortgage?

Banks are now requiring a bit more paperwork and doing a bit more due diligence when approving you for a mortgage. What documentation will you need?

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