Here’s how you can freeze your credit to avoid fraudulent activity. This is especially important after a hack like the one experienced by Equifax recently.
The Negative Domino Effect Of Running Up Your Credit
Have you ever had a situation where you had to utilize a great deal of your credit limit? If so, did you find yourself in a negative spiral of repercussions for utilizing credit? Here are some things that can happen when your balance starts to rise.
How Long Will A Negative Event Appear On My Credit Report?
While credit mistakes aren’t going to be the end of you, they can stay on your credit report longer than you might realize.
The Repercussions Of A Temporary Income Drop And Ways To Minimize The Damage
Many of us suffer from a temporary income drop at one point or another. What we don’t consider is how long it may take to bounce back from such a situation.
Giving Gift Cards This Holiday Season? Go Electronic
A recent Bankrate report indicates that electronic gift cards are probably a better choice when you are giving to members of the younger generation.
How To Avoid The 3 Biggest Risks In Peer Lending
Know the risks and tools before jumping into the world of online loans, and you could join thousands of borrowers that are beating their banks.
3 Things You Should Know About Consumer Credit Sites
Consumer credit sites can be helpful, but you do need to be aware of their limitations. Here are 3 things you should know about consumer credit sites.
Is It Possible To Live Without Credit? Or Is It Too Much Of A Pain?
Is it possible to live in our society without using credit, or is it next to impossible to live outside of that accepted credit scoring framework?
Latest Annual State of Credit Report from Experian: How Do You Stack Up?
Every year, the credit reporting agency Experian puts out a report on credit trends in the United States. How do you stack up?
Should I Even Care About My Credit Score If We’re Not Anticipating Needing More Credit?
We don’t anticipate using any credit anytime in the near future, so should we even care about or keep track of our credit scores?
The Pros And Cons Of Debt Consolidation
There are several different ways to consolidate your debt. Let’s take a closer look at how it works and at the pros and cons of debt consolidation.
Are Big Banks Now Engaging In Payday Lending?
Apparently quite a few traditional big banks are now engaging in and offering payday lending as an option, even if it isn’t under that name. Apparently they couldn’t resist the easy money.
Debt Is Like Quicksand: The Struggle To Escape Can Often Lead To Greater Problems
Dealing with debt can seem like you’re sinking in quicksand. The psychological burden of dealing with scarcity can lead to even more poor financial decisions, and more debt.
Credit Sesame Now Offers Free Credit Monitoring Along With A Free Credit Score
Credit Sesame announced that they are now offering a free credit monitoring service in addition to their free credit score and saving advice found on their free to use site.
