There are reasons you may want to consider a life insurance policy even if you don’t have kids. Here are a few of them.
Save Money By Checking Auto Insurance Rates, Even If You Think You’ve Already Got A Good Deal
One mistake people make is to assume that their insurance rates are the best available, when they could be saving hundreds by switching.
Things To Remember During Open Enrollment: Tools And Resources To Make It Easier
Near the end of the year many companies have open enrollment to sign up for benefits. Here are some resources to make it less confusing.
Love Your Children? Take Care Of Your Financial Health
Sometimes parents get so wrapped up in caring for their children that they forget to care for themselves, and for their financial health.
Is It Worthwhile To Pay For Credit Card Payment Protection?
Many credit card companies urge their consumers to consider buying credit card payment protection. This type of insurance can put your payments and interest accrual on hold should you become unemployed (for up to 24 months in some cases). In the event of your death, payment protection can pay off the remainder of your credit […]
Why I Have Life Insurance And Why You Probably Should Too
We’ve all probably heard the stories trotted out there by life insurance salesmen, the ones where the otherwise healthy 30 year old father of 3 gets hit by a bus on his way to work, only to leave his family in the lurch because they had no life insurance. Or the older man who has […]
Saving Tip: Check Auto Insurance Rates Regularly To Save Hundreds On Your Premiums
There is a danger of becoming too complacent with your auto insurance and losing out on hundreds in savings.Here’s why you should shop rates.
4 Ways In Which We Are Typically Overinsured
The average American is extremely focused on financial safety and protection through insurance. The thing is, many of us are overinsured!
Is Cheap Term Life Insurance Worth It?
I’m sure you’ve seen those commercials. “Buy $500,000 of term insurance for $10 per month! Guaranteed. We won’t even ask you health questions!” Okay, so maybe they don’t say exactly that, but it’s pretty close. They promise a ridiculous amount of insurance for very little cost. How can the do that? Just a quick search […]
What Is A Health Savings Account (HSA)? How Does It Work?
Last year I wrote a lengthy post on Flexible Spending Accounts (FSA) because the company I work for was looking for ways to help employees cut costs in light of a large health insurance premium increase that we were slated to see. Flexible spending accounts are a great deal because they allow you to set […]
What You Need to Know About Disability Insurance
Any time I blog about insurance, I get the sense that it makes most readers want to turn away! It’s not a fun topic to consider because usually when you’re collecting it, something bad has happened, and most people don’t like to consider the negatives of life. In order to be the most prepared financially, […]
What Types Of Insurance Do I Need To Protect Myself And My Family?
What type of insurance coverage do you need to protect your family besides the required types of homeowner’s and auto protection? Life, disability, health.
Do I Need A Long Term Disability Income Insurance Policy? What Do I Need To Know?
Long term disability insurance is a type of coverage that not many people take advantage of even though stats say they will probably need it at some point. Here’s a rundown of the different types of disability coverage.
Shopping For Term Life Insurance And Why It’s A Smart Choice For Most Situations
Since taking Dave Ramsey’s Financial Peace University I’ve been convicted of the fact that I need to have a life insurance policy. During the class they share the story of one young father who after taking FPU bought a term life insurance policy. A few weeks later he was found to have terminal brain cancer. […]