There are reasons you may want to consider a life insurance policy even if you don’t have kids. Here are a few of them.
One mistake people make is to assume that their insurance rates are the best available, when they could be saving hundreds by switching.
Near the end of the year many companies have open enrollment to sign up for benefits. Here are some resources to make it less confusing.
Sometimes parents get so wrapped up in caring for their children that they forget to care for themselves, and for their financial health.
Many credit card companies urge their consumers to consider buying credit card payment protection. This type of insurance can put your payments and interest accrual on hold should you become unemployed (for up to 24 months in some cases). In the event of your death, payment protection can pay off the remainder of your credit […]
We’ve all probably heard the stories trotted out there by life insurance salesmen, the ones where the otherwise healthy 30 year old father of 3 gets hit by a bus on his way to work, only to leave his family in the lurch because they had no life insurance. Or the older man who has […]
There is a danger of becoming too complacent with your auto insurance and losing out on hundreds in savings.Here’s why you should shop rates.
The average American is extremely focused on financial safety and protection through insurance. The thing is, many of us are overinsured!
I’m sure you’ve seen those commercials. “Buy $500,000 of term insurance for $10 per month! Guaranteed. We won’t even ask you health questions!” Okay, so maybe they don’t say exactly that, but it’s pretty close. They promise a ridiculous amount of insurance for very little cost. How can the do that? Just a quick search […]
Last year I wrote a lengthy post on Flexible Spending Accounts (FSA) because the company I work for was looking for ways to help employees cut costs in light of a large health insurance premium increase that we were slated to see. Flexible spending accounts are a great deal because they allow you to set […]
Any time I blog about insurance, I get the sense that it makes most readers want to turn away! It’s not a fun topic to consider because usually when you’re collecting it, something bad has happened, and most people don’t like to consider the negatives of life. In order to be the most prepared financially, […]
What type of insurance coverage do you need to protect your family besides the required types of homeowner’s and auto protection? Life, disability, health.
Long term disability insurance is a type of coverage that not many people take advantage of even though stats say they will probably need it at some point. Here’s a rundown of the different types of disability coverage.
Since taking Dave Ramsey’s Financial Peace University I’ve been convicted of the fact that I need to have a life insurance policy. During the class they share the story of one young father who after taking FPU bought a term life insurance policy. A few weeks later he was found to have terminal brain cancer. […]