Many credit card companies urge their consumers to consider buying credit card payment protection. This type of insurance can put your payments and interest accrual on hold should you become unemployed (for up to 24 months in some cases). In the event of your death, payment protection can pay off the remainder of your credit […]
We’ve all probably heard the stories trotted out there by life insurance salesmen, the ones where the otherwise healthy 30 year old father of 3 gets hit by a bus on his way to work, only to leave his family in the lurch because they had no life insurance. Or the older man who has […]
There is a danger of becoming too complacent with your auto insurance and losing out on hundreds in savings.Here’s why you should shop rates.
The average American is extremely focused on financial safety and protection through insurance. The thing is, many of us are overinsured!
I’m sure you’ve seen those commercials. “Buy $500,000 of term insurance for $10 per month! Guaranteed. We won’t even ask you health questions!” Okay, so maybe they don’t say exactly that, but it’s pretty close. They promise a ridiculous amount of insurance for very little cost. How can the do that? Just a quick search […]
Last year I wrote a lengthy post on Flexible Spending Accounts (FSA) because the company I work for was looking for ways to help employees cut costs in light of a large health insurance premium increase that we were slated to see. Flexible spending accounts are a great deal because they allow you to set […]
Any time I blog about insurance, I get the sense that it makes most readers’ skins crawl! It’s not a fun topic to consider because usually when you’re collecting it, something bad has happened – and most people don’t like to consider the negatives of life. But, in order to be the most prepared financially, […]
Paying for insurance is something I believe everyone should do because it transfers the monetary risk of a catastrophic event from you the insured, to the insurance company. The insurance company banks on the fact that most people aren’t going to have a major event in any given period, and because of the fact that […]
Long term disability insurance is a type of coverage that not many people take advantage of even though stats say they will probably need it at some point. Here’s a rundown of the different types of disability coverage.
Since taking Dave Ramsey’s Financial Peace University I’ve been convicted of the fact that I need to have a life insurance policy. During the class they share the story of one young father who after taking FPU bought a term life insurance policy. A few weeks later he was found to have terminal brain cancer. […]
A plan to give unemployed workers some help in paying their COBRA health care benefits was extended through February of 2010. Here are the full details.
This is an article by Joe from JoeTaxpayer.com. Stop by his site and subscribe to his feed for more great articles! Insurance. Even saying this word makes some people cringe. For the most part, you are familiar, and perhaps used to, the insurance you have on your car, house, and hopefully to pay your medical […]
You may have read that you don’t need to buy life insurance early in life. That’s not necessarily true. In fact, getting a policy before mid-life may prove wise. Relatively few people opt for life insurance coverage between the ages of 18 and 45, yet there are compelling reasons to get life insurance within this […]
The “In The Event Of An Emergency” series is devoted to the topic of planning ahead for life’s little (and big) emergencies that we all know will come our way. The series covered topics ranging from making sure you have insurance coverage and an emergency fund, to making sure your family is provided for in case the worst case scenario happens.