Then Jesus told his disciples a parable to show them that they should always pray and not give up. – Luke 18:1 The people slowly wandered into the dining room of the care center. Grey-haired ladies and men rolled their wheelchairs up to tables. Family members of residents took their seats. Younger residents congregated together. […]
Archives for May 2009
New Legislation Will Bring Changes To The Credit Card Industry
If you’ve been reading this blog for any period of time, you probably know that I’m not a huge fan of credit cards. As a Dave Ramsey fan and facilitator for his Financial Peace University class, you’d probably understand why. In general I think that using debt and credit are just poor ways to get […]
Netbook Computers: The Frugal Laptop Alternative That Won’t Break The Bank
Recently my wife and I decided that we wanted to get a laptop computer so that we could check emails, do work and otherwise surf the web while the other spouse was on our main desktop computer. We no longer wanted to deal with the “are you done on the computer yet?” exchanges. (Yes, it […]
Personal Finance Bible Verse Of The Day: Fools Spend
The wise have wealth and luxury, but fools spend whatever they get. Proverbs 21:20 The verse is short and sweet – but gets right to the heart of the matter. Those who are wise with their money, plan ahead and save for a rainy day will have wealth and luxury. Those who are foolish spend […]
Don’t Let Your Emotions Cloud Your Good Judgement. Set Goals And Delay Gratification.
Weekend Away This past weekend my wife and I got away to the woods of Northern Wisconsin for a few days of fun and relaxation on the lake (see a picture of the lake below). My wife’s family used to own a beautiful cabin on a gorgeous lake near the town that we visited, and […]
Happy Memorial Day: Take A Moment Today To Remember The Sacrifice So Many Have Made
Remembering Happy Memorial Day everyone! Don’t forget to take a moment today to remember those fighting men and women who have sacrificed so much to allow us to remain free, and to be the greatest nation on God’s green earth. This weekend I stopped by my grandparent’s grave at Fort Snelling National Cemetery in Bloomington, […]
Devotional: He Gives Us the Tools
And God is able to make all grace abound to you, so that in all things at all times, having all that you need, you will abound in every good work. – 2 Corinthians 9:8 Have you ever shopped in a large hardware store? Some of the larger hardware stores have any tool you could […]
Stories That Illustrate The Power Of Persistence
A lesson everyone must learn is the need to persist when it is difficult. When we experience defeat and rejection, the easiest and most logical thing to do is to quit, but the successful have learned to persist. – Abraham Lincoln
Use It Up: Frugality And Food
It’s a simple idea, and one you’ve been hearing from your mother since the age of three, but it’s still true! If you’re throwing away food after meals, you’re basically throwing away cash. Correctly sizing your portions, only purchasing what you know you’ll eat, and saving leftover food will greatly expand your food budget.
My Experience With The Making Home Affordable Refinance Program: Part 1
Last month after reading up on the Obama Administration’s new “Making Home Affordable” refinance program, I decided to look into it for our household. We’re sitting on a 6.5% 30 year fixed rate mortgage right now, and we’d like very much to be able to refinance that loan into a lower APR. With rates this […]
Personal Finance Bible Verse Of The Day: Integrity
Having integrity in your financial life and otherwise is an important component of having success. Without integrity riches mean very little.
Book Review And Giveaway: Upside Living in a Downside Economy
A few weeks ago I received a review copy of a new book written specifically for Christians in these tough financial times. The book, Upside Living in a Downside Economy, is written by Mike Slaughter, pastor of Ginghamsburg United Methodist Church in Tipp City, Ohio. The book isn’t a very long one, but doesn’t waste […]
If You Were Strapped For Cash, How Far Would You Go To Make Money?
Times Are Tough, And So Is Finding A New Job We’re living in a down economy and thousands of people have lost their jobs. Budgets are tight! A lot of people are struggling to make ends meet, and they’re having to find new ways to make money. While listening to the radio this morning on […]
New Details About Making Home Affordable Program And Second Mortgage Modifications
After realizing that even a modification on a first mortgage won’t help some people if their second mortgage is still too high, the government expanded the Making Home Affordable loan modification program last week. The program was updated to cover second mortgages and liens. I know this was something that a lot of people had […]