Last week I read a post over at Debt Free Adventure about how it’s a good idea to start living on one income, whether or not you need to. If you’re married and have no kids, it can be a good exercise to see what it may be like if you end up having children […]
Doing A Zero Based Budget Will Lead To Found Money
Over the past couple of years the economy has been in a tailspin. With double digit unemployment, people are having a hard time finding jobs, and not many people (beyond government workers) have been seeing their incomes increase. Because times are tough most people are having to be more creative in looking for places to trim […]
How To Analyze Your Budget And Spending Decisions
I love helping people with their finances, it’s a passion of mine. You can see it in the One Money Design tagline – helping people achieve true financial freedom. Money Map coaching involves walking with people through a Biblical financial study and helping them use practical financial tools for their finances (such as setting up […]
Where Is All My Money Going?!?!
At some point in our lives I think we ask this question. Where did all of our money go? What in the world could we have spent it on? We should have plenty left over at the end of the month! Discovering the root of overspending can be a difficult endeavor. After all, we’re busy […]
How to Go On A Financial Diet
This article was written by Go Banking Rates, bringing you the best interest rates on financial services nationwide, as well as informative content and helpful tools. Spending has a lot in common with eating: both are about consumption, both require money, and too much of either can lead to serious problems. While the problems manifest […]
Deciding How Much to Allocate In Your Budget
Bryce Bartruff, senior director and COO of American Missionary Fellowship, leads a personal finance workshop called “Fiscal Fitness.” For more information about attending or hosting a workshop in your area, give him a call at 610-527-4439, ext. 104 or email him through the contact form. “Do you know how to make God laugh?” my nephew, […]
Practical Steps To Becoming A Cheerful Giver
This article is by Fred at One Project Closer. Fred’s blog is home improvement focused, but he also enjoys personal finance from a Christian perspective. I grew up with the benefit of Christian parents who made giving to God’s work a top priority. My mom regularly reminded my siblings and I that all the money […]
The Great Big List Of 75 Budgeting Tools, Finance Software And Smartphone Apps
A list of 75 + budgeting tools, finance softwares, Iphone and Android money apps and other personal finance related programs that can help you implement your financial plan.
What You Need to Know About Cash Flow Management
Cash flow management, managing what’s coming in and what’s going out, is critical to maintaining control of your spending and staying in financial balance. Some people manage it to extreme detail and others manage it up to the high level. Either way, its cash flow management and it’s our jobs as wise money managers to […]
How To Deal with Out of Control Spending
“Where does all my money go?” “Why isn’t there any money left at the end of the month?” “I can’t pay all my bills every month.” If one of these phrases describes you, you probably have a problem with spending. Quite simply, your spending is out of control. People spend money for different reasons. If […]
Business and Bible Terms: “Cost”
The dollar is a currency. Each and every country of the world has an accepted currency. A currency has no value in and of itself. It only has value as a group if people (1) recognize, and (2) accept its value. For example, I might have $1,000 U.S. But when I am in Papua New […]
Budgeting: A Statement Of Faith
I have always enjoyed detective movies and shows. I envy people who can walk into a room and know minute details about your life just by looking around your desk at work. When I meet people I secretly guess what their subtle habits and practices include. My favorite place to go in someone’s house is […]
Saving Up And Paying Cash For The Things You Buy Makes The Purchase More Enjoyable!
My wife and I have been out of debt except for our mortgage for a couple of years now. I can still remember paying off that last debt, my student loan, and how good it felt. It was like a weight had been lifted off of my shoulders, and we were now free. I can’t […]
False Starts And Budget Malaise: Getting Back Your Budgeting Momentum
If there’s one thing I’m good at, it’s starting a budget. I have no problem tracking our spending for a month or two or setting up income and expense categories. I’m even able to setup a working zero based budget where we allocate every dollar to a category, leaving no money left over to just […]
