The miscellaneous budget category can be one of the most challenging categories to manage and can turn your budget upside down if not carefully managed.
If you’re expecting to have long term income loss, no matter what the reason, this post is for you. I’ve found that if I write about the financial events occurring in my life, others will most likely identify and benefit from the discussion. In a few years time, my wife will be solely focusing on […]
You can fool yourself and others into thinking your financial situation is stronger than it really is – but in reality, your ice is ready to crack!
I was searching for something recently and I came across the story of Brianna Karp. Basically, she lost her job in 2008, and ended up living in a trailer in a Wal-Mart parking lot. She was without electricity, and didn’t have the ability to take regular showers or prepare home-cooked meals. The article then tells […]
Ordering your debts can help you create a plan that will allow you to get out of debt faster, saving money in the process.
One thing I’ve thought an awful lot about these past few years since starting this site is the topic of budgets. I’ve done a few of them for my family during that time, and not all of them have been successful ones. There are a lot of problems, expenses and other glitches that can crop […]
I‘ve been thinking about financial survival a great deal lately. I’ve been asking questions such as how one party gains a financial advantage over another. How is it that the middle class has grown to be so large? It’s like a bell curve, with the middle class at the center with the most population while […]
Married couples don’t always see eye to eye. If you’re married, you didn’t need me to tell you that :). When I started writing about making a budget and answering budgeting related questions, I found that people often struggle with a spouse who won’t get on board with the finances. The usual response is a […]
This is an article written by Jesse Michelsen, the creator of Personal Finance Firewall. On his site he writes about taking every tiny detail into account when managing personal finances, and gives tips on ways to make it easier for those with full lives. I often listen to motivation speeches and read spiritual, uplifting material. […]
Singles finance and family finance differ quite a bit. I’ve learned that well over the past 5 1/2 years (our oldest child is now 5 1/2). My personal experience has shown there are more spending pressures and overall expenses when you have a young family. Examples include birthday parties, swim lessons, dance lessons, clothes, toys, […]
Just over one week ago we had our first child, little Carter John. Ever since the day he was born, we have been focusing only on the baby – feeding him, changing his diapers, getting used to his schedule – and trying to stay sane. One thing we’ve learned in the past week is just […]
Some couples combine their money while others choose to keep their money separate. Perhaps both couples were earning and managing money individually before they got married, so why not continue doing it that way once you’re married? It’s the easy thing to do, right? Of course there is always the discussion about who will pay […]
I don’t know about you, but sometimes I have a difficult time saving money. If the cash is there, it ends up getting spent! For those of us who need new ways of saving money, here are some great tips on saving more money than we thought possible. It’s All About Habits Before we get […]
Well congratulations if you’ve recently found out you’re expecting to have a child! Assuming you’re having a child for the first time you may not know what expenses to expect or how to save for your child. That’s okay. Having children does impact your wallet, but it’s well worth it. Children are a blessing and […]