If you’re not rich, but would like to be someday, you might spend some time reading what the wealthy do. One thing a lot of successful people do is wake up early. Here’s why.
Archives for July 2013
Overcoming Barriers To Giving
There are often excuses or barriers to giving. For some, it’s never the right time because of being in debt. For others, they can’t give because they’re not earning enough money yet. And still for others, they can’t give because it would put their budget out of balance considering expenses. But the truth is giving is […]
Dwolla Review: A More Affordable PayPal Payments Alternative
Within the past year I became aware of a online payments alternative that had sprung up out of the cornfields of Iowa. It’s called Dwolla, and while it has it’s shortcomings, I believe it can be a viable and cheaper alternative to PayPal.
How To Make A Food Budget… And Why It’s So Hard
We all need to buy food, and it can be an extremely expensive part of our budget. To create a successful food budget, it’s helpful to begin with the basics.
If Attending A Professional Conference Is Going To Be A Financial Hardship, Should You Still Go?
No matter your career path, there’s likely a professional conference for you. But if you don’t have the necessary cash, should you still go?
How To Get Free Boxes And Other Moving Supplies
We’re trying to have a frugal move, and as such we’re trying to find as many moving supplies as we can for free. So where can you find free moving supplies?
How To Write A Gift Letter And What You Should Include
If you’ve received a cash gift to help with a down payment on a house, you may be required by your lender to send in a gift letter. What is it, and what is included?
10 Things To Consider When Buying Or Building A New Home
There are a lot of important things you need to think about before you buy or build a home. Here are some of the ones we’ll be considering.
Could Simple Be Better When It Comes To Your Investment Portfolio?
We often fall into the trap of thinking that the simple things in life are, well, too simple. When it comes to investing, however, sometimes a simple portfolio is the best option.
Gardening: A Metaphor For Retirement Planning
Retirement planning is a lot like gardening. You need to plan ahead, start early and be flexible when things don’t work out as planned.
Why Buying Used Is A Smart Money Move And How To Avoid Being Selectively Squeamish
There are many ways to get ahead financially. One of them is to buy things used and save the difference.
Why We Should Talk About Finances
There’s a taboo on sharing about our finances with those closest to us and it’s hurting ourselves, our economy, and future generations. Here’s why we should get talking about our finances.
Going Through The Mortgage Approval Process: Providing Documentation, Waiting And Stress
Going through the mortgage approval process can be a stressful process, especially when you’re also trying to sell your current home. Here’s the process as we’re experiencing it.