My wife and I are currently planning a trip for our 10th anniversary, and in the midst of all the planning, we’re trying to find ways to save. The trip we had decided to take a while back is turning out to be quite a bit more expensive than we had bargained for. To try […]
Archives for 2012
How Big Should A Car Down Payment Be?
Most of us need to have a reliable car to get from point A to point B. But how much of a down payment should we put down when buying a car? 10? 20%? Or should we only pay 100% in cash?
Being “Normal” Costs An Average of $600,000 Over a Lifetime: Here’s Why We Are Fighting Back
Dave Ramsey is fond of saying that you don’t want to be normal because “normal” is broke. Now, CreditLoan has graphic proof of that in the infographic, “A Lifetime of Debt: The Financial Journey of the Average American.” Comprised of information from several sources, this infographic, which is laid out like the Life board game, […]
3 Ways Stewardship Can Revolutionize Your Finances
Looking at your finances through the paradigm of stewardship profoundly affect how you manage your personal economy and respond to perceived risks
How To Financially Prepare For A New Baby
Possibly one of the largest financial mistakes that future parents make is to underestimate the cost of a baby. Here’s what to expect.
Lending Club Returns Closing In On 12%: Lending Club Could Cross $1 Billion In Total Loans By End Of Year
My returns in Lending Club have continued to improve and now show a net annualized return of 11.93%. Lending Club could also be surpassing $1 billion in loans this year.
How And Why To Check Your Credit Score If You Plan On Buying A House
When buying a new home it is important to monitor your credit situation as credit scores from FICO or other agencies can have a big impact on what mortgage rate you receive.
7 Roth IRA Mistakes To Avoid
Investing in a Roth IRA isn’t rocket science, but investors tend to encounter the same potential pitfalls over and over. Here are some mistakes to avoid.
Can You Afford Your Lifestyle?
We thought that we were living a comfortable lifestyle that we could afford, but we left out several important aspects of a strong financial position. Here’s how to avoid the same mistakes.
50 Ways To Make Money: Maximizing, Creating And Increasing Your Income
Here are more than 50 ideas for ways to make money. From maximizing current income, to making money on your hobby to creating a side business.
Should You Combine Finances After Marriage?
Are you engaged? Married? Wondering if you should combine your finances during marriage? What are the pros and cons of a combined financial plan?
Everyday Items You Might Want to Pay More For: Frugality Versus Quality
If you are trying to pay down debt or save money, you may try to be as frugal as possible. The thing is, it may not always be the best answer financially.
50 Easy Ways To Save Money Every Month
There are a lot of easy ways to reduce your spending, and save money every month. Here are 50 ways you can reduce your recurring expenses, cut money leaks and improve your bottom line.
Unexpected Expenses Always Seem To Pop Up When They Are Least Convenient: How To Plan For Them
It always seems that unexpected expenses seem to pop up at the end of the month when our cash flow is lowest. How can you deal with those unexpected expenses?
