For many college students, the freedoms associated with living away from Mom and Dad can be pretty exciting. However, for students who have never to deal with money without adult supervision, college can end up being a series of mistakes on the path the financial freedom and maturity. Here are five of the most common […]
Archives for October 2011
With the temperatures dipping in the 30’s this week, the Midwest is starting to feel Old Man Winter creep in quickly! Here’s how to prepare.
If you are struggling to get out of debt, should you reveal your debt to your family and friends, or keep it on the down low?
One of my favorite financial websites – GoBankingRates.com – is giving away a $50 Amex gift card! I’m excited to host this contest here on Bible Money Matters and also tell you a bit more about this great website. GoBankingRates is a great resource for customers looking for the best interest rates on savings accounts, […]
While doing research for my project on credit I really wanted to figure out why so many 20-somethings were clueless when it came to building credit, paying off debt, and real estate. I’m not exactly the typical finance person. I enjoy my drinks and I enjoy talking about the most random topics. I never preach […]
The Obama administration has announced changes to HARP program eligibility rules to allow more borrowers to become eligible to refinance.
In the past when looking at the 401(k) account type and the rules associated with it, one thing I’ve talked about is how I’ve avoided contributing to my 401k because my company has never really done matching contributions. (If your company does match contributions, by the way, I’d highly recommend taking part as it can […]
What are the 2012 Roth IRA rule changes for contribution limits, phaseouts, and Roth IRA conversions? Here are a look at the highlights.
If you want to build a strong financial plan – a robust financial framework – you’re going to have to follow a few steps.
The past couple of years I’ve heard from quite a few folks who are living on social security and were upset to find out that they wouldn’t be getting cost of living adjustments to their Social Security checks. For the 2010 and 2011 tax years there was no increase in the amount that people on […]
The 2012 tax rate tables are projected to remain essentially unchanged.A few rate income ranges and standard deductions will change slightly.
Recent legislation cut interchange fees charged by banks to retailers. To recoup losses, many banks are now charging fees to account holders.
There are a few things you can do to save money, starting right this very moment! Each one of these ideas might not save you much, but together, you’ll save a whole roll of cash! Some of these ideas will save you money immediately, and others will save you money over time. Nevertheless, they are […]
Many credit card companies urge their consumers to consider buying credit card payment protection. This type of insurance can put your payments and interest accrual on hold should you become unemployed (for up to 24 months in some cases). In the event of your death, payment protection can pay off the remainder of your credit […]