In his new guide J.D. Roth explains why you need to make carefully calculated decisions about your finances, just as if you were your own CFO.
Administrative note: This article assumes that you’re familiar with the basic differences between a traditional IRA, a Roth IRA, and a 401(k). If you’re not, I’d recommend IRS Publication 590–it’s free, it’s written in plain-English, and it’s quite thorough. The only drawback is that it doesn’t provide any guidance for choosing between accounts. IRA vs. […]
Have you made a New Year’s resolution? I have to be honest and confess that I don’t put much stock in New Year’s resolutions because they seem to be made to be broken. Most people make resolutions that are wildly unrealistic, and then they feel bad when they don’t reach their goal. Sound familiar? Let’s […]