Earlier this year I happened upon a new online brokerage called Betterment.com that was advertised as an easier way to invest for people who are either too busy to handle their own investments, too intimidated by other brokerages being too complicated, or who just wanted an easy hands off way to invest their money with […]
This isn’t your typical retirement savings article. I’m not going to tell you how you can become a millionaire by rejecting your daily cup of Starbucks. (By the way, a $3 cup sacrificed every day for 30 years at 7% only adds up to $110,000…so good luck retiring on that) Nor am I going to […]
Lending Club now has over 50,000 investors, and over 325 million in issued loans. Should they be considered a mainstream investing option?
RMD is an acronym for “required minimum distribution” a required withdrawal from retirement accounts that millions have to take every year.
How are pretax retirement accounts, the Roth IRA and the Roth 401(k), different? Does either of them have benefits over the other?
For a while now on this site you’ve heard me extolling the virtues of the Roth IRA, talking about how I think it should be a part of any person’s investment plan, and how it’s a great tool to help diversify your retirement savings. When I have written the posts I’ve mostly focused on the […]
During the recent recession many people saw their retirement accounts drop by a significant amount. That is reversing, but will it be enough?
We are contributing to a 401k in addition to our Roth IRA. Here are the contribution limits for 2011 for others who will also use a 401k
When planning for retirement, we must be careful not to commit these 3 common retirement planning mistakes.
This past week Vanguard announced that they were lowering the initial investments for a wider range of funds to $1000. Investing just got more affordable.
Betterment offers a simple way for regular folks to invest, and they’re now offering a $25 account bonus when you sign up!
The Roth IRA conversion is still in effect. If you have been by my blog, you have probably seen that I have written numerous articles talking about the Roth IRA conversion. For 2010 there was a lot of hoopla about it, so I wanted to make sure that my readers and my clients had a […]
When a persons dies, their retirement accounts are left to the primary beneficiaries established on the account. Here’s how to make sure you get the beneficiary correct.
If you are in debt and behind in your retirement savings, where do you stick your cash? Do you hold off on contributing to retirement accounts until you are completely debt free?