Betterment.com announced today that they will be lowering their fees substantially, across the board, as well as opening IRA investments to all users of the site.
When Should You Stop Paying For Your Child’s Expenses?
An estimated 13.4% of adult children ages 24 to 35 are living at home with their parents. When should parents stop paying for their grown children’s expenses?
How To Do A 401(k) Loan: Pros And Cons Of Borrowing From A Retirement Plan
The 401(k) often has an option where you can take out a loan and pay yourself interest. There are risks to be aware of, however, when taking out a 401(k) loan.
The 401(k) Maximum Contribution Went Up This Year. Did You Bump Up Your Contributions?
The 401(k) account contribution limits went up this year. Have you increased your contribution amount to take advantage of the extra amount?
401(k) Rollover To IRA: What To Do With Your Retirement Account When Leaving Your Old Job
If you’re leaving an old job you might need to think about rolling over a 401(k) plan into a new IRA. Here’s how to go about doing that.
The Future Value Of Your Roth IRA
What if you were to think a bit differently about retirement and invest for cash flow versus investing for appreciation. Here’s a look.
Lending Club Returns At 11.23% Despite My First Charged Off Loan
My Lending Club returns continued improving despite my account having it’s first charged off loan.
Top 10 Ways To Catch Up On Retirement
If you are one of the 30 percent of Americans who are almost at retirement age with no savings to speak of, it’s time to act.
What Are The Rules For Inheriting A Roth IRA?
It is important to know the rules of of an inherited Roth IRA because it can trigger both estate taxes and income taxes.
Learn How To Increase Returns And Become A Better Peer To Peer Lending Investor: P2P Lending Educational Resources
Peer to peer lending promises to give good returns, but it can be a complicated topic. Here are some educational resources to get your started.
Lending Club Returns Now At 11.03%: Lending Club Return On Investment (ROI) – How Do You Measure It?
Lending Club has been having another banner year this year, reaching 400 million in loan originations. My returns now top 11%.
401k Contribution Limits And Rules For 2012
In the past when looking at the 401(k) account type and the rules associated with it, one thing I’ve talked about is how I’ve avoided contributing to my 401k because my company has never really done matching contributions. (If your company does match contributions, by the way, I’d highly recommend taking part as it can […]
2012 Roth IRA Rule Changes
What are the 2012 Roth IRA rule changes for contribution limits, phaseouts, and Roth IRA conversions? Here are a look at the highlights.
Why Doesn’t the 80% Rule Offer Enough Money To Retire?
One of the most popular rules of retirement is that you’ll need about 75 – 80% of your income prior to retirement, an average of 80%, to maintain your lifestyle in retirement. Perhaps this is true for some people. For most new retirees, however, following this rule is not going to give them enough money […]