Earlier this year I happened upon a new online brokerage called Betterment.com that was advertised as an easier way to invest for people who are either too busy to handle their own investments, too intimidated by other brokerages being too complicated, or who just wanted an easy hands off way to invest their money with […]
Kicking Your Retirement Savings Into Gear
This isn’t your typical retirement savings article. I’m not going to tell you how you can become a millionaire by rejecting your daily cup of Starbucks. (By the way, a $3 cup sacrificed every day for 30 years at 7% only adds up to $110,000…so good luck retiring on that) Nor am I going to […]
Lending Club Now A Mainstream Investment Option? 4 Years, $325 Million In Loans Issued, 50,000 Investors
Lending Club now has over 50,000 investors, and over 325 million in issued loans. Should they be considered a mainstream investing option?
Retirement RMD Basics
RMD is an acronym for “required minimum distribution” a required withdrawal from retirement accounts that millions have to take every year.
Roth IRA Vs. Roth 401(k): What Are The Differences?
How are pretax retirement accounts, the Roth IRA and the Roth 401(k), different? Does either of them have benefits over the other?
What Is A Roth 401(k) And What Are Some Of The Benefits?
For a while now on this site you’ve heard me extolling the virtues of the Roth IRA, talking about how I think it should be a part of any person’s investment plan, and how it’s a great tool to help diversify your retirement savings. When I have written the posts I’ve mostly focused on the […]
401k Contributions Are Growing, But Will It Be Enough?
During the recent recession many people saw their retirement accounts drop by a significant amount. That is reversing, but will it be enough?
401k Contribution Limits And Rules For 2011
We are contributing to a 401k in addition to our Roth IRA. Here are the contribution limits for 2011 for others who will also use a 401k
3 Common Mistakes To Avoid When Planning Your Retirement
When planning for retirement, we must be careful not to commit these 3 common retirement planning mistakes.
Opening A Roth IRA With Vanguard Just Got Easier As More Funds Now Have A $1000 Minimum
This past week Vanguard announced that they were lowering the initial investments for a wider range of funds to $1000. Investing just got more affordable.
Betterment.com Now Offers Mint.com Integration
Betterment offers a simple way for regular folks to invest, and they’re now offering a $25 account bonus when you sign up!
Roth IRA Conversion Rules 2011
The Roth IRA conversion is still in effect. If you have been by my blog, you have probably seen that I have written numerous articles talking about the Roth IRA conversion. For 2010 there was a lot of hoopla about it, so I wanted to make sure that my readers and my clients had a […]
Essential Rules For Beneficiary Retirement Accounts
When a persons dies, their retirement accounts are left to the primary beneficiaries established on the account. Here’s how to make sure you get the beneficiary correct.
Should You Pay Off Debt Or Save For Retirement?
If you are in debt and behind in your retirement savings, where do you stick your cash? Do you hold off on contributing to retirement accounts until you are completely debt free?
