Just because you didn’t make headway on your resolutions in January doesn’t mean you have to give up. There is still plenty of time to make concrete goals.
With the start of the new year and with the motivation and good feelings that it brings, why not make this the year you start saving for your retirement?
Setting goals allows you to have something to work towards, a concrete number and time frame in order to get those competitive juices flowing.
If you aren’t in the habit of setting goals regularly, I would urge you to think about doing so. Here are some reasons it’s a good idea.
Welcome 2012! January of a new year offers all of us a clean slate. Many blogs have been rife with suggestions for how to start the New Year on the right foot and make changes for the better with finances and diet, among other things. It is important to set new goals for yourself in […]
As we near the end of another year, inevitably you will begin to think about the next 12 months and what you want to achieve when it comes to your career, finances, fitness and relationships. I’m no exception, and in the coming weeks I’ll be reviewing my 2011 goals, seeing which ones have been achieved, and […]
Our tiptoes are touching the threshold of a very dangerous time of year. The time of year is called the holiday season. It begins on October 31st and lasts until early January. For many people, these are the months to cease the day. It’s the time to loosen the purse strings and unbuckle the belt […]
Every once in a while it’s easy to get into a funk with our finances. We get out of our groove, we mess up our rhythm, we slack off. What I mean is that it’s easy to slip back into bad habits like getting into debt, or seemingly forgetting how to save money or just […]
You may recall a popular children’s television show several years ago that was called “The Mighty Morphin’ Power Rangers.” The characters were unique in that they were average, ordinary people, but when they came together they would morph or transform into new form with special powers to fight off evil forces. In the book The […]
This is an article from the National Endowment for Financial Education (NEFE), a non-profit dedicated to improving the financial literacy of all Americans. NEFE operates the site Smart About Money. Follow NEFE on Twitter at @nefe_org The new year is coming, and with it come the resolutions. Here are a few resolutions that you might […]
With all the focus on Thanksgiving, Black Friday shopping and Christmas time, you may have not yet thought about planning goals for next year. Is it too early and are you too busy to think about the subject of goal setting right now? Or perhaps you’ve never really invested much time in goal setting. Either […]
We’re quickly coming upon one of the busiest spending times of the year, the Christmas season. For too many years I would come up to Christmas and suddenly realize that I had woefully under-prepared for the coming holiday. I never saved up enough money to pay for gifts for my immediate family, friends and relatives. […]
Are you in a financial rut? Do you need some motivation to get you back on your feet and move forward? Perhaps you’ve been trying to build and emergency fund this year and emergencies pop up as quickly as you deposit money into your savings account. Or, perhaps you’ve paid off all your debt and […]
Weekend Away This past weekend my wife and I got away to the woods of Northern Wisconsin for a few days of fun and relaxation on the lake (see a picture of the lake below). My wife’s family used to own a beautiful cabin on a gorgeous lake near the town that we visited, and […]