“Thwack!” A long and straight drive lifts from the tee box, soaring upward and eventually landing in the right-middle of the fairway. A great shot is met by approving looks from the two women in the foursome and a high-five from his playing buddy. Have you seen that commercial? Ahhh, this must be what retirement […]
Search Results for: college
Are You Building Your Credit, Or Just Going Into Debt?
People love to spend money, and they’ll come up with any number of reasons that they just NEED to go into debt. They will tell you things like, “I’m only using this credit card so that I can build my credit!”. Or, “I’m only buying this new car because they’re giving me such a low […]
Dave Ramsey’s Financial Peace University: Week 11 – Working In Your Strengths
Last Week – From Fruition To Tuition Last week was week 10 in Dave Ramsey’s “Financial Peace University“. Week 10 was all about retirement, education and planning for the future. Key points: Independence in retirement is up to you. Don’t depend on Social Insecurity. Fund college education only after you are funding your retirement. If […]
Dave Ramsey’s Financial Peace University: Week 10 – From Fruition To Tuition
Last Week – Of Mice And Mutual Funds Last week was week 9 in Dave Ramsey’s “Financial Peace University“. Week 9 was all about mutual funds and other investment strategies. Some of the key points: The best way to invest is to be OUT OF DEBT first. Don’t put all your eggs in one basket […]
It’s So Hard To Let You Go. Rest In Peace Old Friend.
A Phone Call At Work Yesterday was a hard day. I had to say goodbye to a very good friend, one of the best that I’ve ever had. It all started when I got a phone call from my mom around 3 in the afternoon while I was at work. When she calls me at […]
Debt Snowball – Pay Off The Smaller Debts First
“The wicked borroweth, and payeth not again: but the righteous showeth mercy, and giveth.” Psalm 37:21 One principle that is important in the area of personal finance is integrity, and making sure that when you borrow money, you’re paying it back. The reasons that people will find themselves in debt vary, and it isn’t always […]
How To Make a Million Dollars
This month in Kiplinger Personal Finance magazine they have an article talking about how much you need to save at any age to become a millionaire when you retire. They look at the ages 25, 35, 45 and 55. They make certain assumptions at each age about how much you’ve already saved, so their article […]
Reaching The Tipping Point
My good buddy Glen from freefrombroke, asks this question on his blog: What is your personal finance tipping point? I see there being two tipping points in one’s personal finance. The first is when you finally admit to yourself how bad your finances are and you resolve to do something about it… The second is that […]
Sharing The Gospel: What Do People Need To Know?
Every Monday evening I attend a Bible Study Fellowship class at a church here in Eden Prairie, MN with several hundred other men. It’s a very in-depth bible study that the leaders kid we should all be getting college credit for. Every week we have in-depth notes and bible study questions to complete which we […]
Can You Stop A Money Train Wreck?
I found an interesting article today over at MSN titled, “Can you stop a money train wreck?“. The article talks about what to do when you see a loved one’s financial disaster coming and he or she doesn’t. I have seen several friends who are not good with money, they seem to continue getting in […]
My 5 Biggest Money Mistakes
When I look back on my financial life, there are a lot of things that I’ve done that I should’ve done differently. I’ve made bad decisions about money, that ended up causing me a lot of financial grief in the long run. Everyone out there probably has a few of these “shoulda, woulda, coulda” finance […]
Dave Ramsey’s Baby Step Series At The M-Network
Since I’ve been blogging about personal finance, one thing I’ve read quite a bit about and been impressed with is Dave Ramsey’s Baby Steps for getting out of debt. The M-Network of bloggers is currently doing a series of posts on the subject. You can check them out at the links below! Posts in the […]
5 Ways To Make Some Extra Money
If you’re anything like me, there is always a time when you can use a little extra money around the house to pay off debt, save for a vacation or pay a little extra on your mortgage. Here is a list of 5 ways to make some extra money. 5 Ways To Create New Income […]
Dilbert and Personal Finance
In his book Dilbert and the Way of the Weasel, author and cartoonist Scott Adams boils down all the advice that he has read from other personal finance books, and offers up his own one page personal finance book. I thought it might be fun to share his advice here: The One Page Personal Finance […]