I was listening to the Dave Ramsey show on my way to work this morning, and Dave was talking to a caller on his show that had just taken the plunge, pledged to go no further into debt and then cut up his credit cards. He was talking about how it had been extremely hard […]
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Economic Crisis Means Great Time To Buy a Roth IRA
Assuming you are investing for future retirement, you should seriously consider the Roth IRA (Individual Retirement Account). I am already a huge fan of the Roth, but as the national debt increases with each federal bailout, the Roth is looking better all of the time. Let me explain why. Save Taxes on Down The Road […]
Where Dave Ramsey and I Part Ways
We’ve all been following Pete’s series on Dave Ramsey’s baby steps program with the utmost interest. As someone that has never struggled with debt, the need for the program has never presented itself to me. However I discovered his radio show in college, and really like the call-ins from listeners with financial problems. The show […]
Dave Ramsey’s 7 Baby Steps Review: Get Out Of Debt, Build Wealth And Give.
This is a complete review of Dave Ramsey’s Baby Steps plan for getting out of debt, building wealth and giving.
Pay Off Your Home Mortgage Early! Pros And Cons Of Having A Paid For House
After having gone through several financial planning books and a financial planning class, one thing we’ve been considering doing for a while now is paying off our home early. There are a lot of pros and cons to paying off your home mortgage early, and today I thought we could examine what some of them are. […]
How The Stimulus Package Will Affect Individuals: What Will I Get?
The 2008 Stimulus Bill Has Passed If you’re looking for details about the 2020 coronavirus stimulus package, please had on over to this other post about 2020 stimulus checks. Now that the $787 billion stimulus package has passed and been signed into law by President Obama, everyone is scrambling trying to figure out what they’ll […]
Devotional: It’s All His
But who am I, and who are my people, that we should be able to give as generously as this? Everything comes from you, and we have given you only what comes from your hand. – 1 Chronicles 29:14 King David had made many preparations so his son Solomon could build the temple. This included […]
Devotional: The Value of a Person
This is what the Lord says: “Let not the wise man boast of his wisdom or the strong man boast of his strength or the rich man boast of his riches, but let him who boasts boast about this: that he understands and knows me, that I am the Lord, who exercises kindness, justice and […]
Interview With Blogger And Certified Financial Planner Jeff Rose
When you read blogs, you can always tell when the person writing the blog is passionate about the subject matter that they’ve chosen. Their writing sucks you in, and keeps you coming back. You know those blogs will most likely take it to the next level. A blog that I’ve been mightily impressed with lately […]
Subscriber Swap Monday: No Debt Plan
Today I’m trying out something kinda new. It’s called “Subscriber Swap Saturday” (although this is posted on a Monday – call it Holiday procrastination). What is it? Today I’ll be interviewing another up and coming personal finance blogger, asking them some questions about their financial philosophies, and then asking you to give them a try. […]
Devotional: Making Plans
“For I know the plans I have for you,” declares the Lord, “plans to prosper you and not to harm you, plans to give you hope and a future.” – Jeremiah 29:11 As the new year begins, many people are making plans for the next twelve months. They make resolutions to lose weight or to […]
How to Lose $100,000 in Ten Easy Steps
Having money can really change your life. Suddenly receiving $100,000 can really change a person’s life. It sure changed mine. In 2002, both my grandmother and father died, which left me with an inheritance of around $100,000. Six years later, all of that money is gone. So how can a person go from $100,000 to […]
What Would People Do With A Stimulus Check? Reader Responses
On a recent post discussing a possible second stimulus check, I asked my readers this question: If a second stimulus package does materialize this fall, what will you do with your check? Will you: Spend it (like they want you to)? Save it Use it to pay down debt? Donate the money? Let us know […]
Wanna Save The Planet? – Buy A Used Mercedes!
A car is a depreciating asset. You buy it, and it immediately goes down in value. A LOT if you buy a new car. Wealthy people buy assets. Poor people buy depreciating assets.