“Where does all my money go?” “Why isn’t there any money left at the end of the month?” “I can’t pay all my bills every month.” If one of these phrases describes you, you probably have a problem with spending. Quite simply, your spending is out of control. People spend money for different reasons. If […]
5 Roadblocks To Help Prevent Impulsive Spending Decisions
Do you have your own tips for preventing impulse purchases? Have you saved money by setting up your own roadblocks? How can you save more?
Ally Bank Review: High Yield Savings Account
A week or so ago I talked about how I had opened a new online high yield savings account with one of the personal finance blogosphere’s favorite banks, CapitalOne360. CapitalOne360 is great because of a variety of factors, but for me the ability to set up sub-accounts, and to budget using their automatic withdrawals to […]
Going To The Minnesota State Fair Is Expensive! How To Avoid Spending Too Much.
My wife and I, along with a group of our friends, went to the Minnesota State Fair this past weekend. For those who don’t know the Minnesota State Fair is the largest state fair in the United States in terms of average daily attendance. Daily attendance can average anywhere from 100,000 people all the way […]
How To Get A Deal And Save Money When You’re Buying Electronics Or Other High Ticket Items
My wife and I have always enjoyed watching movies and TV shows at home. You could say we’re movie buffs. We’ve got a nice finished basement in our home with a big sectional couch facing our home theater where we can lie in front of the TV and watch to our heart’s content. It’s one […]
Finding The Best High Yield Savings Account: Rates, Features And Ease Of Use
For quite some time I’ve been meaning to get another high yield savings account for our family. We’ve had one online account through Countrywide Bank (now Bank of America) for a couple of years after we signed up when they had a high promotional interest rate. Their rate really isn’t that great anymore (less than […]
Be Content, Save Money And Be Happier
Through all phases of life you are likely to see something or someone that you feel looks better than you or has something you want. Let me paint a picture for you; You show up to a party and your girlfriend has on a beautiful dress with the purse, shoes and accessories to match and […]
Ways To Watch TV Without Paying An Arm And A Leg For Cable Or Satellite
Watching Television doesn’t have to be expensive, and you don’t have to pay for Cable TV. Here’s how to watch TV for free when you have no cable or satellite tv.
Netbook Computers: The Frugal Laptop Alternative That Won’t Break The Bank
Recently my wife and I decided that we wanted to get a laptop computer so that we could check emails, do work and otherwise surf the web while the other spouse was on our main desktop computer. We no longer wanted to deal with the “are you done on the computer yet?” exchanges. (Yes, it […]
10 Dumb Ways Of Wasting Money
When we think about frugal living, there are a number of easy things we turn to to cut back on costs: cheaper food, using less car, eating out less. But what about all the unconscious spending habits we’ve acquired, or those other ways of parting with our money that we often forget about? For a […]
10 Practical Ways To Save Money And Increase Your Net Worth
For many of us our budgets already seem tight.If you look, however, there are a few practical ways that you can save some extra money this year.
Why You Should Save 3 To 12 Months Of Expenses In Emergency Savings
The large emergency fund or contingency fund is an important part of a good financial plan. Here’s why you should save 3-12 months of expenses.
10 Fun And Free Things To Do
I‘m so bored These can be some of the most expensive words to come out of someone’s mouth because in most cases the phrase is a call to action. Let’s go somewhere, let’s do something, let’s buy some stuff…anything to keep from being bored. photo credit: Bored What you need is an arsenal of activities […]
We Bought A “New” Car This Weekend
For the past couple of weeks my wife and I have been looking for a used car. My old car was getting up there in miles, and after having it for 5+ years I was ready for something different. Was it really time to get a new car, and was it a financially sound […]
