In many cases, a balance transfer can be a smart choice. However, a balance transfer isn’t always the right choice. Here’s how to know the difference.
Latest Annual State of Credit Report from Experian: How Do You Stack Up?
Every year, the credit reporting agency Experian puts out a report on credit trends in the United States. How do you stack up?
Should I Even Care About My Credit Score If We’re Not Anticipating Needing More Credit?
We don’t anticipate using any credit anytime in the near future, so should we even care about or keep track of our credit scores?
The Pros And Cons Of Debt Consolidation
There are several different ways to consolidate your debt. Let’s take a closer look at how it works and at the pros and cons of debt consolidation.
Discover it® Credit Card Review: Cash Back, No Fees, Great 0% Balance Transfer Offers
With its cash back rewards, balance transfer offers and no annual or overlimit fees, Discover has a solid credit card offering. Here’s a review.
4 Tips For Paying Off Credit Cards
Researchers estimate that as many as 50% of U.S. household have credit card debt. Here are 4 tips for getting out of debt.
Are Big Banks Now Engaging In Payday Lending?
Apparently quite a few traditional big banks are now engaging in and offering payday lending as an option, even if it isn’t under that name. Apparently they couldn’t resist the easy money.
Debt Is Like Quicksand: The Struggle To Escape Can Often Lead To Greater Problems
Dealing with debt can seem like you’re sinking in quicksand. The psychological burden of dealing with scarcity can lead to even more poor financial decisions, and more debt.
Credit Sesame Now Offers Free Credit Monitoring Along With A Free Credit Score
Credit Sesame announced that they are now offering a free credit monitoring service in addition to their free credit score and saving advice found on their free to use site.
If An Underwater Vehicle Is Repossessed, Will I Still Owe On That Vehicle?
If you’re faced with a large debt on an underwater vehicle, what will happen if you just let it be repossessed?
Credit Sesame Mobile Android App Review: Check Your Credit Score For Free On The Go!
The new Credit Sesame credit score app is a great way to stay on top of your credit while on the go. It allows you to see your Experian credit score for free.
The History Behind Credit Bureaus, And The Founding Of The Big Three
Where did the credit bureaus come from, and how long have they been around?
How Big Should A Car Down Payment Be?
Most of us need to have a reliable car to get from point A to point B. But how much of a down payment should we put down when buying a car? 10? 20%? Or should we only pay 100% in cash?
Being “Normal” Costs An Average of $600,000 Over a Lifetime: Here’s Why We Are Fighting Back
Dave Ramsey is fond of saying that you don’t want to be normal because “normal” is broke. Now, CreditLoan has graphic proof of that in the infographic, “A Lifetime of Debt: The Financial Journey of the Average American.” Comprised of information from several sources, this infographic, which is laid out like the Life board game, […]
