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About Melissa

Melissa, a mom to three (ages 15, 10, and 9), blogs at Mom's Plans where she writes about homeschooling, health eating, frugal living, and paying down debt. She works as a freelance writer and virtual assistant.

Should You Buy A House When You’re In Debt? Things To Consider First

Buying a home is part of the American Dream. These days many people are delaying that dream, due to being in debt. But should they?

Dosh App Review: Earn Cash Back On Your Online And In-Store Shopping

Dosh is a smartphone app that helps you to get cash back for all your spending. Here’s how it works, and how you can get the most cash back.

How Much Is Too Much To Pay For Your Child’s Sports Activities?

Kids can benefit from sports in a variety of ways. But is there a point where you might just be spending too much on your child’s sports activities?

Get Inspired To Improve Your Finances With YouTube Budget Videos

If you’re new to the budgeting scene, there’s a much more interactive way to learn how to budget—watching YouTube budget videos.

7 Inexpensive Ways To Have Fun With Your Kids This Summer

Some of the best summer memories are made from free activities. These activities will allow you to spend time with your kids and have fun too!

Rakuten Review: Get Cash Back On All Your Purchases

If you’re not using Rakuten when you shop online (or in store) to get cash back, you may be leaving cash on the table. Here’s how Rakuten works.

7 Ways To Make Music Lessons More Affordable

Playing an instrument can be a wonderful experience for a child.  There are many ways to give your child a musical education without spending a fortune.

Drop App Review: Earn Gift Cards While Shopping

Drop is a free app that gives you cash rewards for the spending that you’re already doing anyway. Here’s how to use the app, and how you can earn cash back.

6 Ways To Pay For College Without Student Loans (Or Parental Help)

There are lots of ways that students can pay for college without student loans or parental help. Here are a few of our favorite ways to avoid college debt.

Should You Roll Your Student Loan Debt Into Your Mortgage?

More students have student loan debt, and their total debt is larger than ever before. Would it be worthwhile to roll student loan debt into a mortgage?

7 Low Cost, Non-Traditional Wedding Venues

If you’d like to avoid wedding debt and save on wedding expenses, you may want to consider getting married in a non-traditional wedding venue.

In Case Of Emergency Binder Review: Planning For The Worst Case Scenario

What would your family do if you were no longer available? The In Case of Emergency Binder can help them find the information they need when a crisis hits.

The Unique Advantages Of Attending A Community College

While most students dream of attending particular universities, community colleges offer many unique advantages that most universities can’t offer.

4 Ways To Help Your Child Make A Financially Wise College Decision

What happens when your child has his heart set on a college you can’t afford? Here’s how to help them to make a financially sound college decision.

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