There are so many problems that can get us in a financial tangle. Once we’re there, it takes determination to improve our finances. This journey isn’t for the faint of heart.
Archives for January 2014
What are some changes that you can make that can reduce your taxable income and save money on your tax bill?
Even if you can’t save as much as you want for retirement because of debt or other hindrances, saving something is better than saving nothing.
John C. Bogle, the founder of Vanguard Group, has espoused a simplified, long term and low cost approach to investing. Here’s a look at the Boglehead philosophy for investing.
Here are 4 things to do now to prepare for a better retirement down the road.
There are things that have little or nothing to do with money that can actually have a big impact on your finances. Here are a few.
The 2014 marginal tax rate tables have been released and there are mainly small changes in the tax rate ranges due to inflation. What does it mean for your taxes?
Putting together a home office? Here are some tips to help you put together a more functional and organized space.
Getting your finances together and winning financially doesn’t always make sense. In fact, sometimes, it defies financial logic.
If you’re one of those folks who have a simple tax situation and have already filed your tax returns, you’re likely waiting expectantly for the government to process your return and send the money you’re owed. So how can you find out what the status of your tax refund is and when you might get […]
Studies have shown that more than two thirds of people are living paycheck to paycheck at least part of the time. How can you get ahead?
Administrative note: This article assumes that you’re familiar with the basic differences between a traditional IRA, a Roth IRA, and a 401(k). If you’re not, I’d recommend IRS Publication 590–it’s free, it’s written in plain-English, and it’s quite thorough. The only drawback is that it doesn’t provide any guidance for choosing between accounts. IRA vs. […]
Every year, the credit reporting agency Experian puts out a report on credit trends in the United States. How do you stack up?
If you want to slow down on your career or even retire after a serious health scare, there are steps you can take to make that happen faster than you may think possible.