Ah, the second job: stressful, tiring, and yet more income. When is it time to get a second job? What kind of job should it be? How long should you have it? Before you think about getting a second job, you must learn how to destroy bad financial habits. Bad financial habits can gobble up […]
Archives for March 2010
The hands of time keep turning. No matter how badly you want to run from it, April 15th is close. Now, some of you have responsibly filed your taxes. You might already be wasting your huge tax return. But, there are some of you who are calling out, “Maranatha”, but yet God patiently waits for […]
It’s that time of year again when all of us procrastinators are scrambling to get all of our tax information together so that we can pay our taxes without going over the April 15th deadline. I for one dread this time of year every year. I know I’m going to be spending 1-2 nights tracking […]
Leasing a luxury car and having lots of stuff bought with plastic money does not make you successful. Here’s why you should live a lifestyle you can afford.
Any time I blog about insurance, I get the sense that it makes most readers want to turn away! It’s not a fun topic to consider because usually when you’re collecting it, something bad has happened, and most people don’t like to consider the negatives of life. In order to be the most prepared financially, […]
So I’m standing at the bus stop the other day (I use the bus to commute to work downtown) and I start talking to a gentleman who I only know through waiting on the bus each day. We make small talk about the nice weather. And that discussion rolls into a mention of having a […]
What type of insurance coverage do you need to protect your family besides the required types of homeowner’s and auto protection? Life, disability, health.
One thing that has never made sense to me is playing the lottery. The odds against you are astronomical, and it’s nearly impossible to win. So why even bother? Instead of playing the lottery I’ve started doing something with slightly better odds. In my free time I like to enter online contests – usually […]
Good intentions can ruin you financially. People who are looking for someone to co-sign a loan for them often look for the nicest, sweetest, and gentlest person they know well. If you have been asked to co-sign for a loan, congratulations on being one of the nicest people in the world. But, now it is […]
Spring is here again, and so is Free Money Finance’s March Madness! Last year I was lucky enough to come out on top as the winner, and this year one of my posts has somehow found itself in the running for top personal finance post of the year again! There have already been 2 rounds […]
There’s no doubt we live in the information age. I’ve heard it said that the average American consumes several gigabytes of information a day. With all of this knowledge at our fingertips, it can be difficult to find solutions when everyone is pointing in a different direction. Learning to invest can be a difficult process […]
Sometimes being the owner, operator, writer and editor of a blog isn’t easy. Most of us are writing about personal finance because we have a passion for the subject. Blogging is a great way to share information to help others and provide ideas or opinions around a specific topic. But sometimes, as a weblog owner, […]
There’s been a lot of talk about Roth IRAs this year. Some folks still aren’t sold on them – and of course no one particular investment vehicle is right for everyone. But, for the right person, the Roth IRA is a great way to save some additional cash for retirement! Here’s three important things to […]
When we took the Dave Ramsey Financial Peace University class a year or two ago we started saving up our 3-6 months of expenses as is recommended in baby step 3 of the 7 baby steps. Over time we got our emergency fund fully funded up to 6 months of expenses. With the economy tanking, […]