Do you prefer to work hard now so you’ll have a nice retirement, or would you prefer to scale back now so you have more time in retirement?
Have you made a New Year’s resolution? I have to be honest and confess that I don’t put much stock in New Year’s resolutions because they seem to be made to be broken. Most people make resolutions that are wildly unrealistic, and then they feel bad when they don’t reach their goal. Sound familiar? Let’s […]