If we allow ourselves to spend at specific times and on specific things, we will be much more successful in our debt payoff process.
Doing a one week spending freeze can have a real impact on your budget, without affecting the rest of your family too much. Here’s how it works.
If you’re not careful your hobbies can quickly go from being a nice diversion, to a sinkhole for your paychecks. Here’s how to keep the hobby spending in check.
When does frugality go too far? Is it possible to be sensible about your personal finances, while occasionally splurging on your personal pleasures?
Flexible spending accounts are a way to allow employees to save money on taxes by setting aside money to pay for health care costs. But how do they work?
Facebook is a great tool to keep up with family and friends, share pictures of your kids, ask for advice, keep others posted about what is happening in your life and learn what is happening in other people’s lives. I have some friends from college that I don’t talk to regularly, but I know what […]
Last night I was watching a great set of video interviews by Adam Baker over at ManVsDebt.com with other popular writers, bloggers and world travelers. I can’t link to the videos because they’re actually part of his great new premium e-book package that he’s offering called “Sell Your Crap“. ( I started reading the e-books […]
Spending money is a necessary part of life that requires diligent planning and serious discipline. You may have also realized it’s really fun. Many of us, often without realizing it, allow our spending habits grow out of control and wreak havoc on our bank accounts. The following are the Seven Deadly Sins of Spending we […]
At some point in our lives I think we ask this question. Where did all of our money go? What in the world could we have spent it on? We should have plenty left over at the end of the month! Discovering the root of overspending can be a difficult endeavor. After all, we’re busy […]
In my experience, people who get out of debt do so primarily through hard work, sacrifice, and persistence. In fact, I think the road to the debt free life is built by the hands of sacrifice. Why Must You Sacrifice To Get Out of Debt? Since sacrifice involves giving up something, I’m going to say […]
I’ve been thinking about a type of spending lately that I think causes a lot of problems similar to impulse buying. However, this spending is deliberate. It’s emotion driven and it can get you into credit card trouble quick, if not careful. Perhaps it’s at the end of a long week. Work has been a […]
Have you ever felt like you were pressured into spending money? Deep down you really knew you didn’t have the money to spend, but because of the situation, people around you or other factors, you ended up spending anyway. For those who are conscious spenders you know when one of these occasions is about to […]
“Where does all my money go?” “Why isn’t there any money left at the end of the month?” “I can’t pay all my bills every month.” If one of these phrases describes you, you probably have a problem with spending. Quite simply, your spending is out of control. People spend money for different reasons. If […]