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2012 Roth IRA Rule Changes

roth ira rules for 2012

What are the 2012 Roth IRA rule changes for contribution limits, phaseouts, and Roth IRA conversions? Here are a look at the highlights.

Lending Club Honored As 2012 Technology Pioneer: My Returns Increase To 10.93%, No Defaults

Lending Club Returns

My Lending Club returns have continued to increase to the point where they’re now teetering on the edge of 11%. Here’s how I’ve done it.

Save And Pay Yourself First: A Part Of All I Earned Was Mine To Keep

Sometimes the most powerful precepts in personal finance are the ones that are the simplest.  We all would love to think that the reason why we haven’t gotten further ahead in our financial lives is because saving and earning money are such complicated topics that have a myriad of secrets that are beyond our grasp. […]

Betterment.com Gets A New More Streamlined Look

betterment review

Earlier this year I happened upon a new online brokerage called Betterment.com that was advertised as an easier way to invest for people who are either too busy to handle their own investments, too intimidated by other brokerages being too complicated, or who just wanted an easy hands off way to invest their money with […]

Lending Club Now A Mainstream Investment Option? 4 Years, $325 Million In Loans Issued, 50,000 Investors

Lending Club Returns

Lending Club now has over 50,000 investors, and over 325 million in issued loans. Should they be considered a mainstream investing option?

Retirement RMD Basics

RMD is an acronym for “required minimum distribution” a required withdrawal from retirement accounts that millions have to take every year.

The Best Retirement Plan Is The One You Start And Actually Contribute To

With skyrocketing health care and other costs, the best retirement plan is one you actually begin and start contributing to today.

Roth IRA Vs. Roth 401(k): What Are The Differences?

Roth IRA Vs. Roth 401k

How are pretax retirement accounts, the Roth IRA and the Roth 401(k), different? Does either of them have benefits over the other?

Lending Club Returns Still Improving: No Defaults And 10.76% Returns

My Lending Club returns are now over 10.7% with no defaults. Here’s the strategy that I’ve used successfully so far.

What Is A Roth 401(k) And What Are Some Of The Benefits?

For a while now on this site you’ve heard me extolling the virtues of the Roth IRA, talking about how I think it should be a part of any person’s investment plan, and how it’s a great tool to help diversify your retirement savings. When I have written the posts I’ve mostly focused on the […]

What Is An Exchange Traded Fund (ETF)? What Are The Benefits? Should I Consider Using One?

What exactly is an ETF, and why would I want it to be a part of my investing portfolio?

401k Contributions Are Growing, But Will It Be Enough?

During the recent recession many people saw their retirement accounts drop by a significant amount. That is reversing, but will it be enough?

Lending Club Investing Returns Above 10.5% As High Risk Loans Stay Current

Lending Club Returns

I’m currently making over 10.5% on the money I’ve invested with Lending Club. Here’s my investing strategy, and why it may work for you as well.

Why Is A Roth IRA A Good Choice When Investing?

When investing one of the first things that you’ll have to decide is what type of account to use. We’re choosing a Roth IRA, and here’s why.

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