Credit cards introductory offers are often appealing, but just remember they are appealing for a marketing reason. Use them wisely.
Tips For Getting The Most Out Of Your Credit Cards
Credit cards can be a useful tool if you do your research a make a plan for your spending. Here’s how to get the most out of your credit cards.
Should You Do A Balance Transfer?
In many cases, a balance transfer can be a smart choice. However, a balance transfer isn’t always the right choice. Here’s how to know the difference.
2 Years Without Credit Cards: Do I Regret It?
We’ve been without credit cards for two years now. The question is do we regret cutting up those cards in favor of cash only spending?
Is It Worthwhile To Pay For Credit Card Payment Protection?
Many credit card companies urge their consumers to consider buying credit card payment protection. This type of insurance can put your payments and interest accrual on hold should you become unemployed (for up to 24 months in some cases). In the event of your death, payment protection can pay off the remainder of your credit […]
Do You Really NEED it? Or Just Want It?
Do We Really Need That? A while back my wife and I were talking about how we needed to get a new TV in our bedroom. It was 2009, and with the digital switchover happening that year, we had two options to consider. First we could buy a digital to analog converter box for about […]
New Credit Card Rules Take Effect: CARD Act Of 2009
Credit Card Accountability, Responsibility and Disclosure Act (CARD) of 2009 On May 22nd, 2009 Barack Obama signed new legislation into law called the Credit Card Accountability, Responsibility and Disclosure Act of 2009 (Credit CARD Act). The law was supposed to force credit card companies to become more transparent with their fees, interest rates and other […]
Consequences Of The Credit Card Reform Act – Watch Out!
New credit card reform laws are going into effect in February of 2010 to provide more consumer protection. The reform was put in place to deal with what were some abusive practices of interest rate hikes and fees. You may recall a post from Pete earlier this year in which he talked specifically about the […]
Are You Emotionally Invested In Your Credit Card?
I was listening to the Dave Ramsey show on my way to work this morning, and Dave was talking to a caller on his show that had just taken the plunge, pledged to go no further into debt and then cut up his credit cards. He was talking about how it had been extremely hard […]
Still Think Credit Card Companies Aren’t Evil? Read This.
News flash – credit card companies are not looking out for your best interests A common theme that I have on this blog is that credit card companies are never looking out for your best interests, and you need to make sure you always keep a wary eye on them. Think those rewards cards have […]
Are You Building Your Credit, Or Just Going Into Debt?
People love to spend money, and they’ll come up with any number of reasons that they just NEED to go into debt. They will tell you things like, “I’m only using this credit card so that I can build my credit!”. Or, “I’m only buying this new car because they’re giving me such a low […]
A Credit Card You Can Use To Help Others, And Get A Good Rate Too!
A couple of weeks back we had a post on this blog talking about micro-lending. The post talked about how micro-loans through companies like Kiva or Grameen Bank, can help people in developing countries to get on their feet, get their business up and running, and how it can be much more effective than just giving […]
Redbox.com: Free Rentals Are Great, But Beware!
I recently posted a deal on this website to get all of your movie rentals for free through Redbox.com. The post has gotten quite a bit of traffic, so I thought it was only prudent that I share something that a reader made me aware of a couple of days ago. Some Redboxes around the […]