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Philo Review: Live Streaming Cable TV That Starts At Only $28/Month

By Peter Anderson 8 Comments - The content of this website often contains affiliate links and I may be compensated if you buy through those links (at no cost to you!). Learn more about how we make money. Last edited June 12, 2024.

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Our family cut the cord on traditional cable TV a couple of years ago. 

We were paying almost $160/month for TV and Internet before we switched.

We now pay only for $59.99 for internet, and up until recently we also paid $69.99 for YouTube TV.

We decided to shop around for a lower-cost streaming service.

In my search I discovered a relatively new service that is one of the most affordable over-the-top streaming TV services, Philo.

Let’s take an in-depth look at this live-streaming TV provider.

Quick Navigation

  • Philo TV Review Summary
  • Philo TV: What Is It?
  • Why Consider A Streaming Service Like Philo
  • What Is the Cost Of Philo TV?
    • Philo TV Package – 70+ Channels $28/month
    • Cloud DVR
  • What Devices Can I Use With Philo TV?
    • How Many Streams At Once?
  • TV Everywhere Access Using Philo Login
  • Things To Be Aware Of With Philo
  • Philo – The Most Affordable Streaming TV Service

Philo TV Review Summary

Philo is an over-the-top streaming service that offers one of the lowest-cost cable TV packages available anywhere. Their premium packages start at just $28/month!

Philo TV Review

Some quick pros and cons of the service:

Pros

  • Low cost for basic cable TV packages: Philo only costs $28/month for the 70+ premium channel package.
  • 70+ free FAST channels: Philo is also now offering 70+ FAST channels outside of the paywall to non-subscribers. Users can sign up to watch and record a majority of free channels without being a Core subscriber or providing a credit card. Try free FAST channels here.
  • Availability of many popular channels: Philo TV has many popular channels that you can get with any cable TV package.
  • 12-month cloud DVR: Philo allows you to save unlimited recordings for up to 12 months at no extra cost. Just set it to save your favorite shows and you’re good to go.
  • No contracts: With Philo, you’re always on a month-to-month contract, so no worries about canceling at any time if you want to.
  • Compatible with most popular devices: Philo currently works on the web, Roku devices, Apple TV, Fire TV, iOS, and Chrome on Android.
  • 7-day free trial – with no credit card needed to start:  Start your free trial instantly with just a phone number (no credit card needed).

Cons

  • No sports: Philo doesn’t have any premium sports channels, part of the reason why they’re so affordable.
  • No live local channels: No live local channels are available via Philo.  You’ll likely want to set up an alternative option for live broadcast TV. I use Tablo over-the-air DVR and a Plex server with live TV DVR to get my live local channels.

Get Your 7 Day Free Trial With Philo

View this on YouTube

Philo TV: What Is It?

Philo TV Review

Philo is an over-the-top streaming cable television service that was launched in 2009 by Harvard seniors Nicholas Krasney and Tuan Ho.  It is named “Philo” after Philo T. Farnsworth, who invented television in 1930. It has functioned as a streaming service mainly to university students up and until the launch of it’s new service in November of 2017 (source).

Philo began as an experiment using aluminium foil as a makeshift satellite dish in order to “pick up TV signals and deliver them wirelessly to their laptops via a jerry-rigged server”. At its launch, the project was intended to be a way to circumvent the fact that Harvard did not provide cable TV service for its students. When the service was made available to others in 2011, half of the Harvard resident population registered for it within the first few weeks of the offer. As of September 2015, the service was available in 42 universities .

On November 14, 2017, Philo launched a new OTT streaming television service in the U.S. The service includes channels from programming groups that include A&E Networks, AMC Networks, Discovery Inc., and Viacom, but not 21st Century Fox, The Walt Disney Company, NBC Universal, CBS Corporation, or Time Warner, and therefore includes no sports. The service is available via TVs, computers, tablets, and phones.

Philo TV is a month-to-month subscription service, so you aren’t required to sign a contract like you are with some cable TV providers. You can cancel at any time, and with a 7-day free trial, you can make sure that you like the service before jumping in full throttle. You don’t even need a credit card to start the free trial, just a phone number!

Why Consider A Streaming Service Like Philo

In the past 5 years we have seen streaming services like Netflix, Amazon Prime, Hulu, and others be widely adopted. Traditional cable TV services are now also being replaced by many with lower-cost streaming options like YouTube TV, Hulu + Live TV, DIRECTV STREAM, Sling TV and of course Philo.

I’ve used a lot of cord-cutting services, devices and tools over the years, and have done reviews of them on this site.  I even share my full cord cutting setup here, and talk about why we use the tools that we do.

So why should you use a service like Philo?

Philo TV Review - Dashboard

Low Cost

Over the past decade, prices for TV service have risen almost twice as fast as inflation, according to an analysis of government data. Data provider S&P Global Market Intelligence says customers’ cable and satellite TV bills have soared 53% since 2007, to $100.98 in 2017. (source)

More and more people have been adopting streaming cable TV services because they cost a lot less than their traditional cable competitors.

The average cable TV subscriber pays about $100.98/month for their cable TV package.

If you subscribe with Philo, you can get a TV package very similar to what you would get with the cable companies, for only $28/month. You could save hundreds of dollars per year by streaming!

Pay Only For What You Watch

Price isn’t the only reason streaming services are popular, however.  They’ve become increasingly popular because you’re better able to pick and choose the channels you want, instead of only being able to buy huge premium packages that contain a lot of channels you just don’t watch.

For example, if you don’t watch sports you can subscribe to a non-sports package. With Philo the service is so affordable in part because they don’t offer sports packages. Sports packages are one of the most expensive parts of a cable bill.

Watch On The Go

Philo TV Review - Mobile Site

Philo is also much more portable and mobile-ready than an experience with a traditional cable TV provider. You can watch your shows wherever you are on your mobile device – as long as you have an Internet connection.  With Philo you can watch your subscription anywhere in the country with no restrictions.

If you were to try to watch your shows on the go with a traditional provider you’d likely need special hardware like a Sling Box.

So why consider a streaming service like Philo? Because they are low cost, allow you to pay only for what you need, and are so much more compatible with watching your shows on the go.

So let’s take a deeper look at the most affordable streaming service, Philo.

Get Your 7 Day Free Trial With Philo TV

Paying $28/mo for Philo can save you over 72% off the average pay-TV cost of $100.98!Click To Tweet

What Is the Cost Of Philo TV?

So how much does the service cost?  Right now the only channel package with Philo is the lowest pricing I’ve seen for pay TV. It’s only $28/month!

There is a caveat, however. One of the reasons Philo is able to offer such a low-cost package is because they don’t offer any sports programming.  There are no ESPN, Fox Sports, NBC Sports or regional sports networks included in any of their packages.  They also don’t have live local channels in their lineup.

Sports channels are one of the reasons why traditional packages from other providers are so expensive. Cut them out and you have a lower-cost streaming service!

Philo TV Review - TV Guide Grid

Philo TV Package – 70+ Channels $28/month

While the basic $20/month package is no longer available, the $28 package (the only package available as of 2024) has a ton of channels. It includes the following channels.

Philo Channel Lineup – 70 Channels And Counting

  • A&E
  • AMC
  • Animal Planet
  • AXS TV
  • BBC America
  • BBC World News
  • BET
  • Cheddar
  • Cheddar News
  • CleoTV
  • CMT
  • Comedy Central
  • Discovery Channel
  • DIY
  • Food Network
  • FYI
  • getTV
  • GSN
  • Hallmark Channel
  • Hallmark Drama
  • Hallmark Movies & Mysteries
  • HGTV
  • History
  • IFC
  • INSP
  • Investigation Discovery (ID)
  • Lifetime
  • Lifetime Movies
  • Motor Trend
  • MTV
  • MTV2
  • MTV Classic
  • Nickelodeon
  • Nick Jr.
  • OWN
  • Paramount Network
  • People TV
  • Science
  • Sundance Channel
  • Tastemade
  • TeenNick
  • TLC
  • Travel Channel
  • TV Land
  • TV One
  • VH1
  • Viceland
  • We TV
  • American Heroes Channel
  • aspireTV
  • BET Her
  • Cooking Channel
  • Destination America
  • Discovery Family
  • Discovery Life
  • Law & Crime Channel
  • Logo
  • MTV Live
  • Nick Toons
  • REVOLT
  • UPtv

I know my wife mainly watches shows on TLC, Lifetime and HGTV. All three of those networks are included in the $28 Philo package! Add to that the fact that they added the Hallmark channels just in time for Christmas, and my wife is happy.

The cost for all of these channels? $40 less than the YouTube TV package we were paying for previously. I think we may have a winner!

$20/Month Plan No Longer Offered

When the service launched Philo had a basic channel package that cost only $16/month. That package, however, is no longer being offered to new subscribers. The $16/month package was phased out in May 2019.

Then the $25 plan was phased out in 2024 due to high content costs in favor of the now active $28 plan.

If you are a grandfathered existing customer you can still keep the $25 plan, but for new customers, the $28 plan is now the only option.

Cloud DVR

With Philo, you can record all of your favorite shows, with no limits on the number of shows you can save. Save as many shows as you want, the only limit is that the episodes are only saved for 12 months.

Philo TV Review - Save Your Shows DVR

What’s the cost of this 12-month DVR? It’s included free in the price of your package. Gotta love that!

Get Your 7 Day Free Trial With Philo TV

What Devices Can I Use With Philo TV?

If you’re planning on using Philo the good news is that the service is compatible with several of the most widely used platforms, including Roku, Fire TV and Apple TV.  It is also available on any web browser, iOS and Chrome on Android.

Here are the devices that currently have apps available for watching Philo.

  • Mac using a supported browser
  • PC using a supported browser
  • iOS on mobile app.
  • Android 7.0 using Chrome browser
  • All Roku devices
  • Amazon Fire TV
  • Apple TV
  • Android TV

The bad news is that Philo is currently not available on Apple TV, Android platforms or Fire TV.  

The CEO of Philo recently announced that in the summer of 2018 they will release apps for Apple TV and Fire TV.  So that means they should be available any time now. When I asked their team when it would be released, they said it would be available “soon”. Stay tuned for that.

UPDATE: As of 7/10/18 Philo is now available on Fire TV and Apple TV in addition to Roku and supported browsers!

How Many Streams At Once?

The Philo TV package allows you to stream to up 3 devices at once, so you can stream in the living room, office, and basement all at the same time!

Some providers will cap you at 1 stream on certain packages, which can be a pain in households with multiple TVs. No worries about that here.

TV Everywhere Access Using Philo Login

One thing I really liked when I was signed up for one of the other streaming services was the fact that you could use your username/password to login to a variety of TV network apps. For example, my wife could login to the TLC app in order to watch her favorite reality shows when we were on vacation.

With Philo, you get TV Everywhere (TVE) access to the following network apps:

AMC, BBC America, IFC, Sundance Channel, WeTV, AHC, Animal Planet, Destination America, Discovery Channel, Discovery Family, Discovery Life, Investigation Discovery, Science, TLC, Velocity, GSN, Cooking, DIY, Food, HGTV, Travel Channel.

So my wife will continue to have that same TVE access for the network apps listed above. That’s a nice bonus as not all the streaming services provide this feature/functionality, even on more expensive plans.

Things To Be Aware Of With Philo

There are some things you need to be aware of when you sign up for Philo.  There are some quirks to the service that may or may not be deal breakers for you.

  • No sports channels: If you’re a sports lover, Philo is likely not the streaming service for you.  Their service can offer such low rates because they don’t offer any of the ultra-expensive sports channels like ESPN, Fox Sports, etc.
  • None of the broadcast networks or network-owned stations: ABC, CBS, NBC, Fox, and any non-sports channels owned by the same companies (Disney Channel, NBC-owned Bravo, TNT, and TBS) are not available on Philo.  At our house, we can get all the network stations over the air, so it’s not an issue. We also don’t watch Disney, Bravo or TNT, or TBS, but if you do, beware.
  • Not all channels available: While the main channels not available on the service are sports-related channels, there are also some other things like news channels (Fox News, CNN, etc) that are also not available, as well as other things like Disney network channels.

Philo – The Most Affordable Streaming TV Service

When I first heard of Philo I didn’t jump right in because the service sounded like a flash in the pan that wouldn’t be around for very long.

After doing a bit of research, however, I learned the service has a solid history with its Philo EDU product. While the new service only launched in 2017, the product is more mature than that.

Philo has a strong offering of cable channels, and what is currently among the very lowest prices for a streaming service. While they started with a small number of compatible devices, they are now available on almost all the most popular platforms.

While the lack of sports content will be a deal breaker for some, our family has been happy with Philo for well over 3 years now.

If you want to get started, their free 7-day trial requires no credit card, so you have nothing at all to lose in giving it a try.

Sign Up For A 7-Day Free Trial With Philo 

Philo Review - Start Free Trial Now

Philo

$28
Philo
9.5

Rating

9.5/10

Pros

  • Starts at only $28/month
  • 70+ popular channels
  • Cloud recordings for 30 days
  • No contracts
  • TV Everywhere login

Cons

  • No sports channels
  • No live locals
  • Limited to 3 streams
Free 7 Day Trial With Philo
Philo Review: Live Streaming Cable TV That Starts At Only $28/Month

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Last Edited: 12th June 2024 The content of biblemoneymatters.com is for general information purposes only and does not constitute professional advice. Visitors to biblemoneymatters.com should not act upon the content or information without first seeking appropriate professional advice. In accordance with the latest FTC guidelines, we declare that we have a financial relationship with every company mentioned on this site.

This article is about: Entertainment, Review, Technology

About Peter Anderson

Peter Anderson is a Christian, husband to his beautiful wife Maria, and father to his 2 children. He loves reading and writing about personal finance, and also enjoys a good board game every now and again. You can find out more about him on the about page. Don't forget to say hi on Pinterest, Twitter or Facebook!

Comments

    Share Your Thoughts: Cancel reply

  1. Steven Weiler says

    Thanks for the review brother!

    Reply
    • Peter Anderson says

      My pleasure! Now that Philo offers the Fire TV and Apple TV apps (as of 7/10/18), it should be an even better deal for most folks.

      Reply
  2. Rob says

    Thanks for the thorough review. Now that Philo is on Fire TV, I am going to give it a try. I am curious about why you have Tablo and Plex? I have Tablo and would be interested in what Plex has in addition that find better? Thanks!

    Reply
    • Peter Anderson says

      I downloaded the Fire TV app this morning to give it a try, and thus far it’s been stable and the streaming has been solid – no buffering, etc. The only thing missing on Fire TV app is a live TV grid guide, which I think it needs. They have that on the web version of Philo, which is nice, but I think they need to add it to the Fire TV app. Hopefully they will in the future. UPDATE: It now has the grid guide on Fire TV!

      If you already have Tablo, you may not need Plex for live TV, Tablo should be enough. For me, I had already purchased a lifetime “Plex Pass” a few years ago for Plex, and received a TV tuner from HDHomerun to test along with it for this site.

      I use Plex to organize all my home media like music, movies, TV shows, podcasts, etc. I also use a program called “Tablo Ripper” that exports and downloads the shows from Tablo so I can import them into Plex and watch them from my connected Plex apps on my phone, Fire TV and Fire TV stick. I just prefer the Plex interface for watching shows. Here’s my full Plex review.

      Good luck with Philo!

      Reply
  3. Angel says

    Peter, thanks for this! We switched to Philo after reading this and have been very happy with the service. We are also delighted to have lowered our TV bill by about $40. Thanks again!

    Reply
  4. Joseph says

    I am on my 7 day trial with Philo and love it. I just had a question. With that 20 a month comes 1.90 in taxes for a total of 21.90 per month. Still a steal at that price. But that is 9.5 percent even though my sales tax is only 6.5. Direct TV Now was charging me 6.5 percent. Are y’all getting any fees or telecommunication fess or anything like that added to your bill? I have not finished my trial yet so don’t exactly what the taxes and fees are. It just says that I will be charged the 21.90 at the end of my trial period. Thanks

    Reply
    • Peter Anderson says

      I’m not sure how the taxes/etc are calculated, I can’t find that anywhere. My total bill comes to $21.48, so about 7.5%. It doesn’t give a breakdown of what taxes/etc are charged, just gives a grand total that is charged. If you have a question, you can inquire with their support here: https://help.philo.com/hc/en-us/requests/new

      Reply
  5. Ron Schroeder says

    Good afternoon brother,

    So currently t-mobile is offering t-mobile postpaid customers $10 off the $20 Philo Tv Service & Also $10 off of Youtube Tv service. Its a part of their no longer having T-mobile Tvision service. Here is a link for more info from slickdeals https://slickdeals.net/f/14925590-t-mobile-sprint-customers-youtube-tv-discount-10-off-every-month-for-12-months-55-month-more?v=1

    God’s Blessing’s,
    Ron Schroder.

    Romans 8:28
    New Living Translation
    28 And we know that God causes everything to work together[a] for the good of those who love God and are called according to his purpose for them.

    Reply
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