A recent CNN story reported that 42% of people learned their financial smarts from their parents. That means over half of those surveyed felt they received the majority of their financial education from outside of their home. If people aren’t learning from their parents, it begs the question: Where are people learning about money? It’s […]
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Why Doesn’t the 80% Rule Offer Enough Money To Retire?
One of the most popular rules of retirement is that you’ll need about 75 – 80% of your income prior to retirement, an average of 80%, to maintain your lifestyle in retirement. Perhaps this is true for some people. For most new retirees, however, following this rule is not going to give them enough money […]
10 Frugal Dates You Will Never Forget
Are you dating? Â Are you engaged? Â Are you married? Â Whatever the case may be, chances are you’re always on the lookout for some cheap date ideas. Â As I’m newly engaged, it’s more important than ever for me to pick some frugal date ideas because of other expenses that come with wedding planning. Â We all worry […]
4 Things You Should Do Once You Land Your First Job
One of the most exciting financial milestones in many lives is the first job. Whether it’s your very first job working part-time while a high school student, or your first job after graduating from college, you need to make the most of it. Starting out right is vital if you want financial freedom later. So, […]
How Much And What Kind Of Debt Have You Incurred In Your Lifetime?
How many credit cards, mortgage and other credit accounts do you have on your credit report?How much have you spent on credit over the years?
10 Weird And Unconventional Ways To Make Money
When you’re looking for ways to make more money, here are a few unconventional and flat out weird ways that people are making money.
Building Up Debt Is Easy. Getting Rid Of Debt Takes Dedication And Hard Work
Over the years I’ve never really been someone who spends large amounts of money, but if I’m completely honest I haven’t exactly been frugal all the time either. When I was younger I never really denied myself the things I wanted, even when I didn’t necessarily have the cash on hand to buy it. If […]
Why Is A Roth IRA A Good Choice When Investing?
When investing one of the first things that you’ll have to decide is what type of account to use. We’re choosing a Roth IRA, and here’s why.
Are You Loyal To Brand Name Goods? Are Name Brands Better Than Off Brand?
Are name brands always better than generic or off brand products? Are you loyal to certain brands and would never think of switching?
How Does The Leader Of The Free World Invest? President Obama’s Investing Strategy
This past week the President and Vice-President released their financial disclosure forms and revealed how they invest and save. Are there things we can learn from them?
The Importance Of Setting Financial Goals
Setting financial goals for your future are an important component in getting your financial life in order. Here are the steps to take.
Should You Lend To Family Members?
Three words come to mind to answer this dreaded question: Don’t Do It. Most financial experts would tell you to avoid lending to family altogether, and I would agree for the most part. However, before you simply write off that next relative who asks for cash, you might help them by having a few of […]
Lessons From Warren Buffett
The Berkshire Hathaway 2010 shareholder letter was recently published and can be found, along with the last 34 years of letters here. I would venture to say that most of you are familiar with the name Warren Buffett and his operation of Berkshire Hathaway. He’s an inspiration to millions of investors and his letters really […]
10 Steps On The Road To Financial Stability
When trying to get your financial life in control, there are some proactive steps you need to take along the way that will make the process that much easier.