In the past when looking at the 401(k) account type and the rules associated with it, one thing I’ve talked about is how I’ve avoided contributing to my 401k because my company has never really done matching contributions. (If your company does match contributions, by the way, I’d highly recommend taking part as it can […]
What are the 2012 Roth IRA rule changes for contribution limits, phaseouts, and Roth IRA conversions? Here are a look at the highlights.
My Lending Club returns have continued to increase to the point where they’re now teetering on the edge of 11%. Here’s how I’ve done it.
Sometimes the most powerful precepts in personal finance are the ones that are the simplest. We all would love to think that the reason why we haven’t gotten further ahead in our financial lives is because saving and earning money are such complicated topics that have a myriad of secrets that are beyond our grasp. […]
Earlier this year I happened upon a new online brokerage called Betterment.com that was advertised as an easier way to invest for people who are either too busy to handle their own investments, too intimidated by other brokerages being too complicated, or who just wanted an easy hands off way to invest their money with […]
Lending Club now has over 50,000 investors, and over 325 million in issued loans. Should they be considered a mainstream investing option?
RMD is an acronym for “required minimum distribution” a required withdrawal from retirement accounts that millions have to take every year.
With skyrocketing health care and other costs, the best retirement plan is one you actually begin and start contributing to today.
How are pretax retirement accounts, the Roth IRA and the Roth 401(k), different? Does either of them have benefits over the other?
My Lending Club returns are now over 10.7% with no defaults. Here’s the strategy that I’ve used successfully so far.
When it comes to finding an online brokerage there is no shortage of options. One that we haven’t done a proper review of yet is actually one that has gotten quite a bit of buzz as one of the top brokerages out there, optionsXpress. When looking at a brokerage there are a lot of things […]
For a while now on this site you’ve heard me extolling the virtues of the Roth IRA, talking about how I think it should be a part of any person’s investment plan, and how it’s a great tool to help diversify your retirement savings. When I have written the posts I’ve mostly focused on the […]
What exactly is an ETF, and why would I want it to be a part of my investing portfolio?
During the recent recession many people saw their retirement accounts drop by a significant amount. That is reversing, but will it be enough?