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Archives for 2012

Using A Roth IRA For Higher Education Expenses

Roth IRA for Education Expenses

Can you use your Roth IRA to pay for higher education expenses? Under IRS rules you can, but there are some criteria you need to follow.

8 Ways To Buy Organic Produce And Meat On A Budget

If you are concerned about the quality of the food you buy, you may want to consider buying organic. But can you find good produce and meats on a frugal budget?

Can You Open A Roth IRA For Your Child?

Can you open a Roth IRA for your child? The answer is yes – sort of. In certain situations you may be able to open and fund a Roth IRA, under certain conditions.

How To Determine Your Risk Tolerance

determine your risk tolerance

When putting together a portfolio, the very first question you have to ask is what type of asset allocation you want to use?

What Comprises Your Credit Score?

We all know that credit scores are important for a variety of reasons, but do you know what factors matter into your credit score?

5 Investing Mistakes That Could Destroy Your Portfolio

Whenever you invest, you are taking on risk. There are things you can do to improve the chances of seeing more gains than losses, and mistakes to avoid.

Keep Your Grocery Bill Down: Avoid Overpriced Grocery Items

Where you shop does matter. Making purchases of personal items or batteries at the grocery store is just begging to pay too much. When you buy these items at a grocery, you are paying for convenience, and the items are normally marked up. However, non-food items aren’t the purchases that might be overly-expensive at the […]

Beware Of Tax Scams When Filing Your Return

Filing your taxes can be confusing enough without having to deal with scam artists and their tax scams. Here are some scams to be wary of this year when you file.

A Sad Week At Our House. Saying Goodbye To Aunt Jan And Other Loved Ones

Janice Holmes

This past week has been a rough one at our house. It all started last week when we heard that my wife’s uncle had passed away. His passing wasn’t a huge surprise as he’d been struggling with a variety of illnesses over the past year or two, and had been going slowly downhill. He passed […]

Will You Have To Pay Taxes On Forgiven Mortgage Debt Or Principal Reduction After A Foreclosure Or Short Sale?

When you have mortgage debt forgiven due to a short sale or foreclosure, will you be liable to pay for the forgiven amount when it comes to tax time?

How To Negotiate With Your Credit Card Company: What Options Do You Have When It Comes To Credit Card Debt?

credit card debt negotiation

If you’ve found yourself with a huge amount of credit card debt, what are your options when it comes to reducing your rates, reducing principal, or settling the debt?

Paying Down Debt Should Be Like Interval Training

Sometimes when you’re in the middle of paying off debt you start to burnout and need a break. Here’s why taking a break on debt repayment can be a good idea.

Take Time To Stop And Appreciate What’s Right In Front Of You: The Anonymous Violinist

Would you recognize the extraordinary in your life, even if it wasn’t in the context you expected? Do you recognize the blessings you’ve been given, despite going through hard times?

Who Qualifies For A Roth IRA?

Who qualifies for a Roth IRA? Can you make contributions for your child or a non-working spouse? What if you’re retired?

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