What Is A Health Care Flexible Spending Account (FSA)? How Does It Work?

January 29, 2010
Thumbnail image for What Is A Health Care Flexible Spending Account (FSA)? How Does It Work?

Over the past few months my employers have been scrambling to try and manage the company’s health care costs in light of pending increases in premiums both for the company, and for employees. With all the uncertainty with pending health care legislation, increased taxes and other concerns the company has put off making any huge [...]

17 comments Read the full article →

Why Shouldn’t You Add Your Kid’s Income Onto Your Tax Return?

January 28, 2010
Thumbnail image for Why Shouldn’t You Add Your Kid’s Income Onto Your Tax Return?

This is a guest post by Carol Topp, CPA.  Carol is the mother of two teenage daughters and she lives in Cincinnati, Ohio.  She discusses teenagers and taxes at http://TeensandTaxes.com. Bonnie had been adding her son’s interest income to her tax return for many years.  That was a $1,000 mistake. She was overpaying Uncle Sam [...]

6 comments Read the full article →

3 Reasons Why A Big Income Tax Refund Is A Horrible Thing

January 27, 2010
Thumbnail image for 3 Reasons Why A Big Income Tax Refund Is A Horrible Thing

Over the next few months we will be taking a long and laborious journey through the perilous tax season. But, some of you are giddy with excitement.  You think you are finally going to get something of value from the government – an income tax refund.  All year you’ve been waiting for this moment.  Now [...]

32 comments Read the full article →

It’s Morphin’ Time: Transform Your Financial Life

January 26, 2010
Thumbnail image for It’s Morphin’ Time: Transform Your Financial Life

You may recall a popular children’s television show several years ago that was called “The Mighty Morphin’ Power Rangers.”  The characters were unique in that they were average, ordinary people, but when they came together they would morph or transform into new form with special powers to fight off evil forces. In the book The [...]

11 comments Read the full article →

2010 Roth IRA Conversion Rules

January 25, 2010
Thumbnail image for 2010 Roth IRA Conversion Rules

Over the past week we’ve been writing quite a bit about retirement accounts, which ones are better for different situations, and talking about what the Roth IRA contribution limits are.   Now I want to talk about another hot topic in retirement accounts, the 2010 Roth IRA conversion. In case you haven’t heard all the buzz, [...]

12 comments Read the full article →

Traditional And Roth IRA Contribution Limits And Phase Outs

January 22, 2010
Thumbnail image for Traditional And Roth IRA Contribution Limits And Phase Outs

Traditional and Roth IRA accounts are subject to contribution limits, which change from year to year. In addition the contribution limits phase out for certain higher income earners. Find details here.

13 comments Read the full article →

The 10 Toughest Jobs

January 20, 2010
Thumbnail image for The 10 Toughest Jobs

Sometimes we work for pleasure.  But, more often than not, people work for money. Since working is an exchange of your time, energy, and talent it is best to find a job that you love and enjoy.  However, many people are working in tough job fields. I found an old resource (1988) – The National [...]

15 comments Read the full article →

Blueprint For How To Make Money With A Blog: Advice From Successful Bloggers

January 19, 2010
Thumbnail image for Blueprint For How To Make Money With A Blog: Advice From Successful Bloggers

This post is an addendum to the Blueprint For How To Make Money With A Blog series, which has now been turned into an e-book. If you’re looking for more tips on how to make money with a blog, please check it out!   Sign up for our email newsletter to get a $7 off coupon [...]

44 comments Read the full article →

Choosing Between Retirement Accounts: Traditional IRA, Roth IRA And 401k

January 18, 2010
Thumbnail image for Choosing Between Retirement Accounts: Traditional IRA, Roth IRA And 401k

About the Author: Mike Piper is the author of Investing Made Simple. He also blogs at The Oblivious Investor. Administrative note: This article assumes that you’re familiar with the basic differences between a traditional IRA, a Roth IRA, and a 401(k). If you’re not, I’d recommend IRS Publication 590–it’s free, it’s written in plain-English, and [...]

15 comments Read the full article →

2010 Tax Credits For Energy Efficient Vehicles: Tax Incentives For Electric Cars, Hybrids And Conversions

January 15, 2010
Thumbnail image for 2010 Tax Credits For Energy Efficient Vehicles: Tax Incentives For Electric Cars, Hybrids And Conversions

As part of The American Recovery and Reinvestment Act there were quite a few incentives included for the purchase and retrofitting of electric and hybrid vehicles.  If you’ve been thinking about buying a hybrid, electric vehicle, or even retrofitting an older car, the time may be right since tax credits are now available for you. [...]

3 comments Read the full article →

2010 Federal Income Tax Brackets: Official IRS Marginal Tax Rates

January 15, 2010
Thumbnail image for 2010 Federal Income Tax Brackets: Official IRS Marginal Tax Rates

Two things are sure in life, death and taxes.  Tax season is coming up again, and if you’re not dead – you’ll be paying taxes! The 2010 tax rates have been released by the IRS, so if you’re concerned about what marginal tax rate you’ll fall into in the coming year, you can now check [...]

1 comment Read the full article →

6 Smart Spending Questions To Ask Yourself Before Making A Purchase

January 14, 2010
Thumbnail image for 6 Smart Spending Questions To Ask Yourself Before Making A Purchase

If you break down personal finance issues such as not having enough savings or having a lot of debt, you can probably find in a lot of cases the root cause to be related to spending.  Spending, whether buying on impulse, because you think you deserve to spend, or just because it’s foolish, tends to [...]

15 comments Read the full article →

Is There A “Good Reason” To Get Into Debt?

January 13, 2010
Thumbnail image for Is There A “Good Reason” To Get Into Debt?

Do you want something badly enough to borrow money? When it comes to debt, it’s a hard concept for me to endorse.  I find it very hard to think that there are things I want badly enough that I would take on a debt to buy. But the general public obviously doesn’t share my concern. [...]

4 comments Read the full article →

Blueprint For How To Make Money With A Blog: Money Making Ideas, Optimizing Your Site And Helpful Site Tools

January 12, 2010
Thumbnail image for Blueprint For How To Make Money With A Blog: Money Making Ideas, Optimizing Your Site And Helpful Site Tools

To make money with a blog you have to find a variety of income sources for your site. Popular money makers include PPC ads, CPM ads, private ad sales, ebooks, affiliates, membership sites, premium content and more!

25 comments Read the full article →

← Previous Entries



Page 1 of 212