Don’t have an emergency fund yet? This post will show you how to build your fully funded emergency fund in less than a year.
10 Ways To Save Money Right This Second!
There are a few things you can do to save money, starting right this very moment! Each one of these ideas might not save you much, but together, you’ll save a whole roll of cash! Some of these ideas will save you money immediately, and others will save you money over time. Nevertheless, they are […]
Save And Pay Yourself First: A Part Of All I Earned Was Mine To Keep
Sometimes the most powerful precepts in personal finance are the ones that are the simplest. We all would love to think that the reason why we haven’t gotten further ahead in our financial lives is because saving and earning money are such complicated topics that have a myriad of secrets that are beyond our grasp. […]
How To Accomplish Your Financial Goals With Automatic Savings
Many people have trouble getting started with their financial plans. And even after they get started, in can be extremely difficult to be consistent. That’s why it is important to take advantage of various ways to set up an automatic savings system. You’ve read about the advantages of automatic savings on this site in the […]
Kicking Your Retirement Savings Into Gear
This isn’t your typical retirement savings article. I’m not going to tell you how you can become a millionaire by rejecting your daily cup of Starbucks. (By the way, a $3 cup sacrificed every day for 30 years at 7% only adds up to $110,000…so good luck retiring on that) Nor am I going to […]
The Psychology Of Saving
“The cost of saving too little is less than the cost of saving too much.” Have you ever really thought about the cost of NOT saving? It can be pretty high. Just fill in the blank: If I fail to save for retirement I might ______________. Have to work longer than I want to Be […]
Should You Pay Off Debt Or Save For Retirement?
If you are in debt and behind in your retirement savings, where do you stick your cash? Do you hold off on contributing to retirement accounts until you are completely debt free?
3 Financial Self Defense Weapons
In many ways, having a strong financial foundation can be a form of self defense. There are many things that can attack our financial lives: crushing debt, losing a job, and unexpected emergencies just to name a few. There are three weapons that I have found effective to fight off the financial burdens that plague […]
How To Increase Your Income Without A Raise
There are a lot of ways to make money online and ways to use side jobs for extra cash. This article, however, isn’t about earning extra money outside of work – it’s about increasing your income with the job you already have. It always seems difficult asking for a raise, so these tips (if presented […]
Give The Gift Of Stock This Christmas: Help Someone Build A Solid Financial Foundation
A few weeks ago I published my post called “75 Frugal Gifts You Can Give For Christmas“. The post was an extensive list of frugal gift ideas, gifts that people could buy or make for their loved ones, but not break the bank. One of my favorite gift ideas from the list was one that […]
Thoughts On Escaping The Middle Class
I‘ve been thinking about financial survival a great deal lately. I’ve been asking questions such as how one party gains a financial advantage over another. How is it that the middle class has grown to be so large? It’s like a bell curve, with the middle class at the center with the most population while […]
How To Save Money On Getting Your Car Serviced Or Repaired
Automotive tasks I can do: change a tire clean and replace an air filter change oil replace wiper blades jumpstart, test and replace a battery replace a taillight Automotive tasks I can’t do (partial list): isolate a pinhole leak in the fuel filler neck and hose assembly maintain and/or replace an evaporator canister recognize the […]
FNBO Direct Online Savings Account Review: High Yield Savings Account
Over the past year or so I’ve written quite a few reviews of online banks, talking about the histories and features of each respective financial establishment. Over the past year we’ve opened two separate savings accounts, one at Ally Bank since it currently enjoys one of the higher rates of interest, and one at Capital […]
Will You Pay For Your Kids To Go To College?
Paying for our kid’s college has been near the top of our personal finance goals list for a long time. There are a number of reasons I personally feel strongly about this goal: I know what it’s like to have school loans (both my wife and I had them). I have a Biblical perspective on […]
