Principles. They’re what financial planners depend on in order to offer wise counsel. Sometimes principles are simple and straightforward. Other times, they’re a bit more complex. Some principles need to be modified, others are timeless. What are some timeless principles that we need to be reminded of every so often? This is a collection of […]
Shopping On Black Friday? Tips To Find The Best Deals On The Things On Your List
Thanksgiving is almost here again, and as another year passes we all have so much to be thankful for. Our health, our families, and all the blessings we’ve been given throughout the year. For many people the Thanksgiving celebration also marks the coming of the biggest shopping day of the year when people young and […]
The Great Big List Of 75 Frugal Gifts You Can Give This Christmas
Christmas time is only a month and a half away! At our house it’s one of the most joyous times of the year as we celebrate the birth of our savior, and revel in all the blessings we have seen in our lives during the year. This year we’re celebrating the birth of our first […]
How To Save Money On Getting Your Car Serviced Or Repaired
Automotive tasks I can do: change a tire clean and replace an air filter change oil replace wiper blades jumpstart, test and replace a battery replace a taillight Automotive tasks I can’t do (partial list): isolate a pinhole leak in the fuel filler neck and hose assembly maintain and/or replace an evaporator canister recognize the […]
5 Money Moves You’ll (Possibly) Regret Later!
There’s a lot of good advice out there in the blogosphere, but it doesn’t mean you should take it! We have to do our own due diligence to make sure that the advice we get is right for us. So let’s take a look at five very common pieces of advice. You may be surprised […]
How I Keep Track Of Blog Income And Expenses And Why It’s Important
When you start making any kind of income for your blog, it’s important to start tracking the income and expenses so that you can pay taxes on that money. Here’s how I do it.
Increase Your Productivity With These Three Powerful Tools
There is nothing like the feeling of a hard day’s work, where everything has been taken care of and you have nothing else to accomplish. But for many, that’s the ideal day, and not the norm. If you ever feel that your productivity is lagging behind, you’re going to need some new techniques and tools […]
What Should I Do If My Identity Is Stolen? Identity Theft Checklist.
One thing that none of us ever wants to deal with is having our identity stolen. No matter how your identity gets stolen, it is one of the biggest invasions of your privacy to have someone besmirch your good name and trash your credit by making unauthorized purchases, getting fraudulent loans and doing whatever they […]
How To Pick A Credit Counselor
It seems the big talk around town these days is how to save more and get out of debt. Personally, I love that people are paying closer attention to their finances. People who do so and work to manage money better are in a better position to give to greater purposes. And that’s an important […]
How To Save Money On Health Care (When Having A Baby Or Having Other Medical Procedures)
One of the most expensive line items in a lot of people’s budgets is the health care category. Whether you’ve got a lot of health issues and just end up paying a lot of money, or if you have high ticket health care insurance, the costs can be quite high. Because the costs are already […]
What Is The Best Way To Save For A New Child?
Well congratulations if you’ve recently found out you’re expecting to have a child! Assuming you’re having a child for the first time you may not know what expenses to expect or how to save for your child. That’s okay. Having children does impact your wallet, but it’s well worth it. Children are a blessing and […]
3 Steps To Easily Pay Your Bills On Time
Upon contemplating how to implement our first budget, I ran into an inevitable problem: how to cash flow monthly expenditures. Having worked in retail for large corporations, I understood that other people had a similar problem. When it came time to pay their bill, some would say, “Well, I don’t get paid until Friday. Can […]
Are You Making These 5 Retirement Planning Mistakes?
Retirement is certainly a hot topic. Most people are concerned about how much they need for retirement, when they can retire, which discount broker to use or whether they should open up a Roth IRA or contribute to Traditional IRAs. What’s amazing, however, is that although there are many folks preparing for retirement, there are […]
2011 Federal Income Tax Brackets: IRS Marginal Tax Rates
The 2011 tax year promises to be one where there will be some significant changes to the marginal tax brackets. What those changes exactly will be still remains to be seen. There seems to be a couple of scenarios that people think are more likely to happen. The 2001 Bush tax cuts could be allowed […]
