Last Week – Buyer Beware Last week was our 6th week in Dave Ramsey’s “Financial Peace University“. Week 6 talked about being an informed consumer, and not falling prey to the tactics retailers use to get you to buy. Some important points: Learn the marketing method companies use to market products and services to you. […]
Unexpected Expense: We Discovered Mold In Our Basement
The discovery I was in the basement on the computer a few days ago and my wife came down the stairs behind me and said, “What is that?”. Normally when she says something like that there is a spider running across the floor that she wants me to kill. This time I wasn’t sure what […]
How Rich Are You?
I recently came across an interesting post that talked about how wealthy we are as a country. We enjoy a standard of living that most countries can only dream of. Even the poor of this country are much better off than the poor of other emerging nations. Often we become forgetful of how much we […]
Credit Card Rewards – Are They Really Worth It?
These last few weeks I’ve been thinking a lot about our credit cards, and whether or not we should just close the rest of our credit accounts. My philosophy is becoming more and more anti-debt, and the idea of going credit card free is appealing, albeit a bit scary. It’s becoming less scary as we […]
Dave Ramsey’s Financial Peace University: Week 6 – Buyer Beware
Last week – credit sharks in suits Last week was week 5 in Dave Ramsey’s “Financial Peace University“. The lesson for week 5 was focused on credit sharks, and the tactics they use to make you and your family go hungry. Some of the lessons we learned: If you are unable to pay the minimum […]
7 questions that will change your life
I was tagged by a new meme by 3PrincessesMomma. She asks 7 big questions that can change your life. They are: 1. What will I try to improve on next week? 2. What was I most proud of this week? 3. What was my biggest accomplishment this week? 4. What have I done to get […]
Frugal Workout: Free Exercise Plan – 100 Push-Up Challenge
Out of shape… Again. Last year I got to a point where I was at my heaviest weight ever – just over 254 pounds. I wasn’t happy being that heavy, and even though I’m not a small guy at 6 feet 4 inches, that is still a lot of weight to be carrying around. I […]
Sad News: Passing Of A Wonderful Grandmother
I just found out a short while ago that my grandmother, Katherine Holmes, passed away this afternoon. It hasn’t really even begun to sink in yet, but she will be greatly missed. She was one of the most kind, caring and loving people I have ever been privileged to know. She was the epitome of […]
Saving Tip: Save Like You’re Paying Off A High Interest Debt
I was driving down the highway on my way home from work the other day when I looked up and saw a billboard for a local bank. It had a two sentence ad for their high-yield savings account that really caught my attention. It said: Your future called. It said to send money This really […]
Dave Ramsey’s Financial Peace University: Week 4 – Dumping Debt
In Review – Last Week Last week was our third week in Dave Ramsey’s “Financial Peace University“. The lesson for the week focused on cash flow planning, and was one of the more intense lessons we’ve had as it went deep into putting together a budget, and the reasons for doing so. A few of […]
One Word Meme
I was tagged by Walk With Me in another blogger Meme today, The “one word meme”. All you have to do is answer the list of questions with a one word answer. When you’re done you tag four more bloggers to continue the meme. I don’t always like doing these memes, but I needed a […]
Are We Going To Get Another Stimulus Rebate Check?
I was reading the news this morning when I came across this little news item talking about some of Barack Obama’s campaign promises he made yesterday: Barack Obama spoke directly to pocketbook issues in this capital city Monday, hitting Republican John McCain hard as he outlined an economic plan that would include a second stimulus […]
Lies and Money: What Are You Keeping From Your Spouse?
Money And Marriage One thing I’ve been thinking about a lot more lately is just how much of a role money can play in a marriage, and how you approach it can determine the success or failure of the relationship. In fact, statistics have shown that the majority of marriages that end in divorce cite […]
Reaching The Tipping Point
My good buddy Glen from freefrombroke, asks this question on his blog: What is your personal finance tipping point? I see there being two tipping points in one’s personal finance. The first is when you finally admit to yourself how bad your finances are and you resolve to do something about it… The second is that […]