When a persons dies, their retirement accounts are left to the primary beneficiaries established on the account. Here’s how to make sure you get the beneficiary correct.
Archives for 2011
Shoeboxed.com Review: Digitizing Your Paper Documents, Organizing Them Online Just In Case
Shoeboxed.com is a site that looks to make your life simpler by taking all of your paper clutter you have lying around the office (receipts, business cards, etc), digitizing it and organizing it for later use.
Tips For Self-Preparing And Filing Your Income Taxes
If you’re preparing to file your own taxes this year, here are some tips to make things easier.
Should You Pay Off Debt Or Save For Retirement?
If you are in debt and behind in your retirement savings, where do you stick your cash? Do you hold off on contributing to retirement accounts until you are completely debt free?
4 Big Money Mistakes To Fight This Year
Here are four problem areas that have the potential to blow up a financial plan.
3 Reasons A Budget Will Help You Get Out Of Debt
If you need some debt help and are looking to put your debt worries behind you this year, you might be surprised that a budget can be the answer. Yes, there are a lot of free debt calculators and debt planning tools on the Internet today. There are debt related blogs and all sorts of […]
2011 Flexible Spending Account (FSA) Changes
If you use a flexible spending account there are important changes for 2011 that you should be aware of, limiting your ability to use the pre-tax funds.
3 Financial Self Defense Weapons
In many ways, having a strong financial foundation can be a form of self defense. There are many things that can attack our financial lives: crushing debt, losing a job, and unexpected emergencies just to name a few. There are three weapons that I have found effective to fight off the financial burdens that plague […]
How To Increase Your Income Without A Raise
There are a lot of ways to make money online and ways to use side jobs for extra cash. This article, however, isn’t about earning extra money outside of work – it’s about increasing your income with the job you already have. It always seems difficult asking for a raise, so these tips (if presented […]
Should You Tithe On Lottery Winnings?
There are Christians who play the lottery and some who have even won large jackpots, in the millions of dollars. Should Christians tithe on lottery winnings?
Study Finds Being Over-Indebted Increases Your Risk of Becoming Obese
Since the start of the worldwide economic crisis, the number of people in high-income countries who are considered over-indebted – in spite of a severe cutback in living standards – has risen exponentially. Not surprisingly, profound indebtedness has been linked to an increase in stress levels, often resulting in poor sleep. However, it seems that […]
Lending Club Update: Returns Slowly Increasing As Higher Risk Loans Added
My Lending Club returns have continued to improve since I started adding loans for people with lower credit scores, but good jobs and income – and higher probability of paying off their loans. Details of what I’m doing here.
2011 Payroll Tax Holiday: We Will See A 2% Cut In Social Security Taxes In 2011
A week or two ago the Congress passed the Tax Relief, Unemployment Insurance Reauthorization, and Job Creation Act of 2010. The tax package was designed to extend the Bush era tax rates for another 2 years, in addition doing some other things like adding on 13 more months to expiring unemployment benefits, reinstating the estate […]
