What Is A Budget? First things first. What is a budget? A budget is basically a written plan where you decide where each and every dollar will go in the coming month. You figure out how much income you’ll have, and how much you’ll need to spend for necessities. The difference between the two […]
Photos Of My Home Office: Where The Magic Happens
I was reading the blogs in my reader this morning when I came upon two similar posts. The original one by My Two Dollars talked about how some readers had asked to see what David’s home office looks like. He complied by posting pictures showing his very neat desk, big beautiful monitor and beautiful mountain […]
Personal Finance Bible Verse Of The Day: Never Satisfied With His Income
Whoever loves money never has money enough; whoever loves wealth is never satisfied with his income. This too is meaningless. Ecclesiastes 5:10 Living in our culture it’s hard not to focus on material things. We’re blasted with constant commercials and advertisements trumpeting how happiness is only a BMW away. We may have money, but we […]
Rates Are Low. Is It Time To Refinance? Our Refinance Story
My wife and I have been shopping around lately trying to find a good deal on a lower rate for our home mortgage. We’re currently sitting at around 6.5% with our 30 year fixed rate mortgage. We bought our house right before the real estate bubble burst, so the market was at its highest. Our […]
Do You Ever Plan To Fully Retire?
The languor of idleness is worse than the worst weariness of toil – Hugh Black I was thinking recently about how so many people have recently had to re-think their retirement plans as their nest eggs have been depleted or vanished altogether due to our economic meltdown. People who were thinking that they would be […]
Interview With Blogger And Certified Financial Planner Jeff Rose
When you read blogs, you can always tell when the person writing the blog is passionate about the subject matter that they’ve chosen. Their writing sucks you in, and keeps you coming back. You know those blogs will most likely take it to the next level. A blog that I’ve been mightily impressed with lately […]
Personal Finance Bible Verse Of The Day: Diversify Your Holdings
Give portions to seven, yes to eight, for you do not know what disaster may come upon the land. Ecclesiastes 11:2 Last night in our Financial Peace University class we had a lesson on investing (you can read about it here), and one of the principles that was stressed by Dave Ramsey was that when […]
Stimulus Package Was Needed But It Won’t End the Crunch
credit: Hey Paul Today Ben Bernanke talked about the stimulus package currently being discussed by President-elect Obama and his incoming administration. He believes it will help, but that it won’t be enough to bring a lasting recovery. From the International Herald Tribune: The chairman of the Federal Reserve, Ben Bernanke, said Tuesday that the fiscal […]
Geezeo.com Personal Finance Software And The Great Geezeo Bailout!
A while back I did reviews of several online finance tracking softwares, including Mint.com and Buxfer.com and Geezeo.com. At the time Geezeo was, in my opinion, obviously still a beta project, and had a bit of work to do before it was ready for prime time. Today I got an email announcing a giveaway geezeo […]
Have Some Fun This Weekend Without Spending A Lot Of Money
One thing my wife and I have been doing lately is to try spending less on entertainment and “fun money” than we have in the past. We know if we want to get ahead we need to cut down on those miscellaneous entertainment dollars. Cutting down on those dollars doesn’t mean we can’t have any […]
President-Elect Obama Talks About Tax Cuts And Stimulus Package
In his address this week President-elect Obama talked about how his administration plans to face the many economic challenges that face them this coming year. In this week’s weekly address, President-elect Barack Obama lays out the challenges that face us in the new year, and his plan for taking them on. “We need an American […]
It’s A New Year. Time For A Fresh Start! 2008 Recap.
It’s a new year, and this week we all have a fresh start. Whether it’s time to get back on that workout regimen or time to kick-start a new financial plan – and a budget, it’s time for new beginnings. At our household, we’re getting back into a regular workout plan, and healthy eating. Last […]
A Bad Plan Is Better Than No Plan At All
For the better part of a year I’ve been blogging about frugality and finances. As a side-benefit of blogging about money, we’ve ended up paying pretty close attention to our family budget. Because of our planning and attention to detail we’re doing pretty well now. But it hasn’t always been that way. A couple of […]
Obama 2009 Stimulus Plan Could Exceed $775 Billion Dollars
As the new year gets closer the President-elect and his team are making plans for the new year, and his first term in office. One of the first things on the table, a stimulus package that could reach or exceed $775 billion dollars. Regarding the new administration’s stimulus plan, Mr. Axelrod also said that the […]
