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Maximize Your Money Over Your Lifetime By Using the Just Enough Principle

We often buy more than we need in this culture, because we can. What if instead, we bought only what we needed and no more?

How To Get Sponsorship To Go To A Blog Conference

Getting sponsored can make an unaffordable conference affordable, but just make sure that you know what you are getting into before you agree.

Simple Old Fashioned Hobbies And Tasks You Can Do To Save Money

There are plenty of tasks and hobbies that we can partake in to save some money. Here are some of our favorite ways to save.

Paying Down Debt? Make Sure To Recognize Non-Financial Progress

When you’re paying off debt it’s a good idea to recognize you are making progress, even when it isn’t financial in nature.

Spend Money To Slash Your Budget

Sometimes spending money can end up saving you money in the long run. Here’s how.

Does Your Budget Match Your Priorities?

If you are struggling to slash your budget or to make a workable budget, you may be reading as much as you can about how to cut corners and balance your budget.  You might be cutting out little luxuries you enjoy like a fancy coffee or meals out with friends.  You might have slashed your […]

If It Is Not Marketed To Us, Do We Find It As Valuable?

Sometimes we buy things that we may not have really needed simply because they had good marketing. Do we spend too much on status symbols and other things simply because were convinced by a slick commercial?

The Cost Of The Decision To Have Children And How Many Children To Have

the decision to have children

The majority of people know before they get married if they want children or not. For many of them the decision will take into account the financial impact of having kids.

Inexpensive Foods For Your 4th Of July BBQ Or Celebration

Hosting a low cost, fun 4th of July party or barbecue is possible. Here’s how to save on food for your next holiday get together.

Do You Set Goals? If Not, Here Is How You Can Benefit

If you aren’t in the habit of setting goals regularly, I would urge you to think about doing so. Here are some reasons it’s a good idea.

Make Your Retirement Dollars Stretch Further With Part-Time Employment

A close family friend is retiring soon at the relatively young age of 62.  She can think of nothing more than days that are entirely her own.  She can’t imagine working anymore even though she has many productive years ahead of her.  She is the face of a retirement that may soon disappear. My husband […]

Being “Normal” Costs An Average of $600,000 Over a Lifetime: Here’s Why We Are Fighting Back

lifetime of debt

Dave Ramsey is fond of saying that you don’t want to be normal because “normal” is broke.  Now, CreditLoan has graphic proof of that in the infographic, “A Lifetime of Debt: The Financial Journey of the Average American.”   Comprised of information from several sources, this infographic, which is laid out like the Life board game, […]

Can You Afford Your Lifestyle?

can you afford your lifestyle?

We thought that we were living a comfortable lifestyle that we could afford, but we left out several important aspects of a strong financial position. Here’s how to avoid the same mistakes.

Everyday Items You Might Want to Pay More For: Frugality Versus Quality

frugality versus quality

If you are trying to pay down debt or save money, you may try to be as frugal as possible. The thing is, it may not always be the best answer financially.

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