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Unexpected Expense: We Discovered Mold In Our Basement

By Peter Anderson Leave a Comment - The content of this website often contains affiliate links and I may be compensated if you buy through those links (at no cost to you!). Learn more about how we make money. Last edited January 9, 2010.

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The discovery

I was in the basement on the computer a few days ago and my wife came down the stairs behind me and said, “What is that?”. Normally when she says something like that there is a spider running across the floor that she wants me to kill. This time I wasn’t sure what it was she was pointing to either. There was a big black spot on our wooden baseboards.

Closer inspection

Upon further inspection we realized that the baseboard was damaged to some degree, and probably had been wet. The board (which is pressed wood with an oak veneer) was bulging out slightly and also to the right of that spot was a small amount of mold growing behind the baseboard just to the right of the spot.

At this point we realized that we have a problem. Our house is only a year and a half old, so you wouldn’t expect to see problems like this in a house so new. But we are.

We called the home builder to come out and look at the damage, and figure out what to do. Upon arrival they promptly told us that our house was out of the 1-year warranty period, and that we were basically on our own. After inspecting the damage in the basement insulation and woodwork, he said that his guess was that there was not proper drainage away from the house, and that water was collecting next to our house, and getting in because of that. Our only option was to fix the drainage problem in a few spots. That should resolve the problem.

So now we’re not sure if we should pursue this further with the builder to fix the damage inside the house (since the house is so new), whether we should approach our homeowner’s association to fix the drainage problem, and/or if we should get the insurance company involved. What a pain!

Has anyone else had to deal with similar issues, and what did you do in your situation?

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Last Edited: 9th January 2010 The content of biblemoneymatters.com is for general information purposes only and does not constitute professional advice. Visitors to biblemoneymatters.com should not act upon the content or information without first seeking appropriate professional advice. In accordance with the latest FTC guidelines, we declare that we have a financial relationship with every company mentioned on this site.

This article is about: Commentary

About Peter Anderson

Peter Anderson is a Christian, husband to his beautiful wife Maria, and father to his 2 children. He loves reading and writing about personal finance, and also enjoys a good board game every now and again. You can find out more about him on the about page. Don't forget to say hi on Pinterest, Twitter or Facebook!

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